Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Awesome credit card

Easy to use it. I like it because it is easy to use, convenient, safe, and provides real-time updates. Reviewed on: 15th April 2026

Zopa app is so easy to use and the turnaround for an...

Zopa app is so easy to use and the turnaround for any service is faster than any bank I have ever used. Reviewed on: 15th April 2026

I love it it’s so easy to use it’s fantastic would h...

I love it it’s so easy to use it’s fantastic would highly recommend it to anyone Reviewed on: 15th April 2026

Great customer experience.

Great customer experience. Trusted supplier. Great service. Reviewed on: 15th April 2026

Excellent

Helping hand gets you by use abroad Reviewed on: 15th April 2026

Absolutely love Zopa best credit card excellent serv...

Absolutely love Zopa best credit card excellent service easy app to use when making payments, love how you can make extra payments to get your balance down with the app. Reviewed on: 15th April 2026

very excellent service easy to use

very excellent service easy to use Reviewed on: 15th April 2026

Tremendous

So simple to to navigate and check things Reviewed on: 15th April 2026

I had a problem with unauthorised payment.

I had a problem with unauthorised payment. Spoke to customer service and it was promptly dealt with. Reviewed on: 15th April 2026

Zopa Review

From customer support to great rates, so far Zopa have gone above and beyond in all aspects Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.90 from 3183 reviews
Black Diamond Visa
from Vanquis 4.24 from 10 reviews
Credit card
from The Co-operative Bank 3.83 from 36 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub