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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very helpful and fast and reliable

Very helpful and fast and reliable Reviewed on: 15th January 2026

I love zopa they are top notch in customer service a...

I love zopa they are top notch in customer service and even charge rates. I will chose them more and more only that they don't offer me higher value card. Reviewed on: 15th January 2026

Great service, clear and transparent with you.

Great service, clear and transparent with you. Reviewed on: 15th January 2026

Statement is always on time when you phone there is...

Statement is always on time when you phone there is someone friendly at the other end Reviewed on: 15th January 2026

Good all round service good customer service and gre...

Good all round service good customer service and great rates Reviewed on: 15th January 2026

i have had this card for over 5 years and my credita...

i have had this card for over 5 years and my creditas gone up Reviewed on: 15th January 2026

A must have card to have in your pocket

Always helpful and easy to see what's happening on your card I find this company very good service excellent customer service and care about there customer Reviewed on: 15th January 2026

Very good customer service

Very good customer service and wick response Reviewed on: 15th January 2026

Good service excelent stress free

Good service Stress free excelent access Reviewed on: 15th January 2026

Very good rate .

Very good rate .reasonable credit limit.good customer service . Reviewed on: 15th January 2026

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