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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa app is excellent, love the advice given

Zopa app is excellent, love the advice given Reviewed on: 15th January 2026

It's just a great card, really good service and help...

It's just a great card, really good service and helpful support Reviewed on: 15th January 2026

Very professional the best out there

Very professional Best out there Reviewed on: 15th January 2026

Great service all round from the customer service te...

Great service all round from the customer service team to the app on the phone Reviewed on: 15th January 2026

I’ve had lots of cards and this is by far the best f...

I’ve had lots of cards and this is by far the best for easiness to use and simple instructions to follow and no cold calling or hassle Reviewed on: 15th January 2026

Absolutely fantastic company highly recommend it to...

Absolutely fantastic company highly recommend it to anyone who needs a credit card. Reviewed on: 15th January 2026

Easy to use site user friendly with all the informat...

Easy to use site user friendly with all the information you need to hand Reviewed on: 15th January 2026

I haven't been with zopa very long but find they are...

I haven't been with zopa very long but find they are brilliant good interest rates excellent company thankyou Reviewed on: 15th January 2026

IBFEEL SAFE WITH MY ZOPA LOAN & CREDIT CARD

Zopa Credit Card as with their Zopa Loans are easy to apply for. Zopa will only allow you the amount of credit you can afford on both Credit Card & Loans. I feel totally safe with Zopa. Easy to navigate website. Zopa App is great, you can find all the answers you need on the App and check out the status of your Loan & Credit Card Avcounts. Highly recommend Zopa. Reviewed on: 15th January 2026

Easy to apply for and keep you informed every step o...

Easy to apply for and keep you informed every step of the process Reviewed on: 15th January 2026

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