Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great credit card.

Great credit card. They track your progress frequently and alert you when credit limit increases are available. I got an increase after 6 months. Excellent customer service too, easy to contact through an online chat and actually get to speak to a real human which is a bonus! Highly recommend Reviewed on: 15th April 2026

Excellent service from Zopa will recommend to friend...

Excellent service from Zopa will recommend to friends and family Reviewed on: 15th April 2026

easy app.

easy app.very clear information.easy to use.never goes down unlike others. Reviewed on: 15th April 2026

Amazing , everyone question has been answered.

Amazing , everyone question has been answered. Reviewed on: 15th April 2026

Easy to apply for excellent service good customer care

Easy to apply for excellent service good customer care Reviewed on: 15th April 2026

I am very proucustomer of Zopa, because thei...

I am very proud to be customer of Zopa, because their customer service is superb. Zopa has integrity and honesty. They have very good patience to customer service. They have staff who manifest high quality of professionalism and they talk to customers with respect. If I blessed to have a company I would definitely employ such staff. Reviewed on: 15th April 2026

Great experience

Zopa has provide great banking experience from the start. Competitive rates and easy of use. Costumer services have been exceptional and happy with overall services. Reviewed on: 15th April 2026

Problem free and easy to keep track of my spending...

Problem free and easy to keep track of my spending Reviewed on: 15th April 2026

AMAZING customer service

Since having my card u have never had a problem and when I need to phone Reviewed on: 15th April 2026

Great excellent fantastic easy to use app

Great excellent fantastic easy to use app Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.79 from 196 reviews
Credit card
from Nationwide 4.11 from 221 reviews
Gold Card
from first direct 4.23 from 9 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub