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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

It was easy.

It was easy. Applying, downloading the app and paying the bill all in the app. All nice and easy. I am surprised they said yes to the application, but very happy they did. Reviewed on: 15th April 2026

Love it!

Love it! Easy to understand, friendly and easy to use. Reviewed on: 15th April 2026

Fraudulent use of my card

I had a problem with someone trying to use my card and your excellent customer service team notified me then blocked my card so it couldn't be used again, then organised a new for me. Reviewed on: 15th April 2026

Great service and excellent.

Great service and excellent. Really helped me out when needed. Thank you. Reviewed on: 15th April 2026

always got an answer to my question when i contac...

Iv always got an answer to my question when i contact you Reviewed on: 15th April 2026

they were great and were very good evperiences

they were great and were very good evperiences Reviewed on: 15th April 2026

Very good customer service when chatting to someone

Very good customer service when chatting to someone Reviewed on: 15th April 2026

Very friendly offers.

Very friendly offers.Has never failed to respond when I need it . Reviewed on: 15th April 2026

Good Service and excellent experience

Good Service and excellent experience Reviewed on: 15th April 2026

Company and staff

Zopa staff are extremely helpful do their customers and the company offers some fantastic deals on money Reviewed on: 15th April 2026

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