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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Really good experience with Zopa

Really good experience with Zopa Reviewed on: 15th January 2026

Good service

Easy to use app, fast and efficient service team on call when needed Reviewed on: 15th January 2026

Quality Bank

I’ve contacted Zopa times about managing existing products and even new ones to me, and each time their service has been top quality! Reviewed on: 15th January 2026

Zopa is so easy to use.

Zopa is so easy to use. Getting the credit card was hassle free. Everything in the app is easy to use. Reviewed on: 15th January 2026

Hannah jones

Great perks and service great customer service Reviewed on: 15th January 2026

Amazing quick and easy very simple sign up

Amazing quick and easy very simple sign up Reviewed on: 15th January 2026

Excellent, from application to setting up the app.

Excellent, from application to setting up the app. Everything available to help if needed. Not had any problems at all. Reviewed on: 15th January 2026

Zopa are brill.

Zopa helped me when no one else would. They are easy to use and have helped massively with my credit score. Hats off to Zopa. Reviewed on: 15th January 2026

No issues would recommend to friends and family

No issues would recommend to friends and family Reviewed on: 15th January 2026

New experience with no problems polite and efficient...

New experience with no problems polite and efficient service, understand the app etc Reviewed on: 15th January 2026

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