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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36504 reviews)

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4.93

Based on 36,504 reviews, last reviewed 1st Mar 2025

129467% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Service Overall a very positive experience with Zopa and I think they are a responsible credit provider. I believe that I was offered a credit increase when I... Read more Reviewed on: 1st March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (36504)

Great! Thank you

Great, thank you, I recommend Zopa to everyone Reviewed on: 28th February 2025

Easy to use good support easy to make repayments

Easy to use good support easy to make repayments Reviewed on: 28th February 2025

The card offers several benefits, including no forei...

The card offers several benefits, including no foreign transaction fees, no annual fee, and up to 56 days interest-free on purchases. It also features a "Cash Cushion" that allows users to set aside part of their credit limit for emergencies. However, it's important to note that the card comes with a representative APR of 34.9%, which is higher than average. This rate suggests it may be more suitable for individuals looking to build or improve their credit scores. In summary, the Zopa Credit Card is well-regarded for its customer service and app functionality. While it offers several attractive features, potential applicants should consider the higher interest rate and assess whether it aligns with their financial needs. Reviewed on: 28th February 2025

No hassle perfect service easy to use excellent app...

No hassle perfect service easy to use excellent app and payment service no hassle payments and very secure site Reviewed on: 28th February 2025

This credit card is great.

This credit card is great. Easy to use with the app also have loans and other products. Really happy with Zopa. Reviewed on: 28th February 2025

Cracking app and offerings

Cracking product range and easy to use app that's quick and snappy. Great security on the credit card too. Reviewed on: 28th February 2025

Excellent services.

Excellent services. Easy to speak with someone on the phone. Regular increase in credit facility. Would defo recommend Reviewed on: 28th February 2025

I have enjoyed being a customer with Zopa they commu...

I have enjoyed being a customer with Zopa they communicate really well Reviewed on: 28th February 2025

So easy to use good customer service the ease of usi...

So easy to use good customer service the ease of using well laid out information the app is so easy to use as well Reviewed on: 28th February 2025

Good experience very happy with the service and onli...

Good experience very happy with the service and online app very easy to use especially with not being very good with technology myself Reviewed on: 28th February 2025

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