Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant

Superb from start to finish great customer care Reviewed on: 15th April 2026

Always have great experiences with Zopa.

Always have great experiences with Zopa. Have different card in before. But after using Zopa it’s make so easy for shopping, tracking payment and offers added on the card. Reviewed on: 15th April 2026

Great service

easy to use and understand, never had a problem Reviewed on: 15th April 2026

Fair mid range products.

All applications are straight forward and easy to understand. No complaints at all. Interest on loans etc are not the highest but .midrange. Reviewed on: 15th April 2026

Really helpful and friendly, the best credit card ever

Really helpful and friendly, the best credit card ever Reviewed on: 15th April 2026

Quick and easy online application no hassle aporoval...

Quick and easy online application no hassle aporoval instantly 5* Reviewed on: 15th April 2026

Perfect app never had any problems with it and it’s...

Perfect app never had any problems with it and it’s so easy to use Reviewed on: 15th April 2026

Recommend to friends and famil

Very handy and good interesting rate. Simple to use. Reviewed on: 15th April 2026

That's what I see,and don't know more about this card

That's what I see, and don't know much about this card Reviewed on: 15th April 2026

Zopa is good but the your app needs improvement

Zopa is good but the your app needs improvement Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 2.94 from 107 reviews
Platinum Cashback Credit Card
from American Express 4.28 from 70 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub