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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 13th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Perfect.

Perfect. Great customer service. App easy to use Reviewed on: 23rd April 2025

Just a good smooth application and easy to set up...

Just a good smooth application and easy to set up app Reviewed on: 23rd April 2025

I was excepted for card and have to say this is an a...

I was excepted for card and have to say this is an amazing card and company definitely recommend Reviewed on: 23rd April 2025

I am good for use credit card very happy

I am good for use credit card very happy Reviewed on: 23rd April 2025

Very easy user friendly THATS SERVICEcompany.

Very easy user friendly company. I needed a loan and it was approved and in my account within 10 minutes. That's service Reviewed on: 23rd April 2025

Zopa so good

Great card with easy use and convenience.The card comes woyh a easy to acces and read app.. would recommend to friend and family due tp the easy apply and use of card as well as the communication. Reviewed on: 23rd April 2025

everything i needed and more needed a credit card we...

everything i needed and more needed a credit card went on line filled in easy application and accepted there and then Reviewed on: 23rd April 2025

It’s easy and easy

It’s easy and easy and so good to use I recommend it so much Reviewed on: 23rd April 2025

Zopa has been really easy to access and use.

Zopa has been really easy to access and use. I have been able to navigate the app and website with no difficulty and when I have contacted a representative they have been friendly and knowledgeable. Reviewed on: 23rd April 2025

Zopa in my life

Having has to rebuild my credit profile, Zopa have been with me each step of the way. They have treated me as a human being and not as something on the bottom of your shoe. Always there for you. I feel safe and am so happy with Zopa in my life. Reviewed on: 23rd April 2025

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