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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,320 reviews, last reviewed 8th Mar 2026
147600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa are the best Always kept informed with the best advice at all times Reviewed on: 8th March 2026
Terry 's avatar
Terry

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43320)

Easy process and great customer service

5
Easy process and great customer service Reviewed on: 6th March 2026
Ged's avatar
Ged

Great Company

5
Easy, no fuss, straight forward finances. Reviewed on: 6th March 2026
BMcA's avatar
BMcA

Straightforward application and quick decision.

5
Straightforward application and quick decision. Account interface has loads of tools for money management Reviewed on: 6th March 2026
Kwaku's avatar
Kwaku

Fantastic company and excellent products very happy

5
Fantastic company and excellent products very happy Reviewed on: 6th March 2026
Gary B's avatar
Gary B

Cool and wise

5
Easy app to use straight forward Reviewed on: 6th March 2026
Paul Burns's avatar
Paul Burns

Amazing card and app-the first to accept me after ma...

5
Amazing card and app-the first to accept me after many years in an IVA.Thank you. Reviewed on: 6th March 2026
JONATHON HARRIS's avatar
JONATHON HARRIS

Zopa App

5
it was easy to apply and the decision was faster than the internet itself :) Reviewed on: 6th March 2026
Ali's avatar
Ali

It’s a good credit card when it’s hard to get anothe...

5
It’s a good credit card when it’s hard to get another, interest rate is okay Reviewed on: 6th March 2026
Katie P's avatar
Katie P

Best team

5
Best app always when you ask them for help they are very prompt Reviewed on: 6th March 2026
Florian 's avatar
Florian

Easy to understand.

5
Easy to understand. Great customer service. Great rates Reviewed on: 6th March 2026
Alison W's avatar
Alison W

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