Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent customer service very helpful a great all...

Excellent customer service very helpful a great all round experience Reviewed on: 8th March 2026

Easy to use and attractive colour

Easy to use and attractive colour Reviewed on: 8th March 2026

The app is very easy to use.

The app is very easy to use. When you make a purchase it flashes up on your phone. You know exactly where your at. Reviewed on: 8th March 2026

Nothing but a good and easy experience, no problems...

Nothing but a good and easy experience, no problems so far and the app if very easy to navigate. Making payments is simple and I also got the biscuit card which looks cool and I will be using. Reviewed on: 8th March 2026

Highly recommend!

Very easy to understand and to navigate the application Reviewed on: 8th March 2026

Managable credit, easy payments.

Managable credit, easy payments. regular updates and information regarding the account. Reviewed on: 8th March 2026

Easy to use app is easy to access easy to manage acc...

Easy to use app is easy to access easy to manage account Reviewed on: 8th March 2026

Incident decision

Incident decision and after a short time my limit was increased to reflect my spending habits Reviewed on: 8th March 2026

Efficient & Effective services

Excellent customer service with a wealth of experience when dealing with clients enquiries. Reviewed on: 8th March 2026

Good communication about products and services, exce...

Good communication about products and services, excellent app easy to use and understand, good links with third party bank accounts Reviewed on: 8th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.50 from 20 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
Platinum Cashback Credit Card
from American Express 4.35 from 70 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub