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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great provider

Zopa is great all round, they are helpful, fair and have great products Reviewed on: 8th March 2026

Very good services.

Very good services. Very helpful Reviewed on: 8th March 2026

Zopa credit card on apple pay

Had a Zopa credit card for a few years and now on apple pay makes using it so much eadier Reviewed on: 8th March 2026

Very good quick and easy to get a loan and a credit...

Very good quick and easy to get a loan and a credit card Reviewed on: 8th March 2026

A really good card to have, no problem with them, ve...

A really good card to have, no problem with them, very good customer service, can pay what you can afford, a excellent first card to go with. Reviewed on: 8th March 2026

Zopa always right

. Love the rewards. Super secure. Great for travel. Transparent and fair. Excellent mobile app. No hidden charges. Highly recommended. Fast approval process. Amazing cashback. Top-tier support. Beautiful card design. Very reliable. Global acceptance. Zero Riba. Perfect for shopping. Smooth transactions. Peace of mind. Best Islamic finance. Great credit limit. Helpful customer care. Easy to use. Saves me money. No annual fees. Instant notifications. Ethical banking. Five-star service. Fuel discounts included. Great dining deals. Premium feel. Life-changing tool. Quick delivery. Stress-free spending. Innovative features. Truly Shariah-compliant. Best for families. Exceptional value. Secure online pay. My go-to card. Transparent terms. Great point system. No late penalties. Solid performance. User-friendly interface. Exclusive lounge access. Reliable fraud alerts. Better than banks. Simple signup. Thank you, Zabih! Would you like me to write a short promotional script for this card?o Reviewed on: 8th March 2026

Just a few minutes and it was done.

It was so easy and simple. Just a few minutes and it was done. Reviewed on: 8th March 2026

Honest and easy

Clear and easy to use app and if you need to talk to someone, it’s easy and they are helpful and provide clear information. Reviewed on: 8th March 2026

My review

100% amazing and quick service would highly recommend Reviewed on: 8th March 2026

Rahees k

Excellent service with zero hidden charge Reviewed on: 8th March 2026

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