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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43386 reviews)

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4.94

Based on 43,386 reviews, last reviewed 9th Mar 2026

150800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Banking made easy. Banking made easy. I am very happy with Zopa loan service. The credit card given to me is value for money Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43386)

Good card and nice and easy to use

Good card and nice and easy to use Reviewed on: 6th March 2026

Great company

Easy to apply card arrived quickly, I've had no issues Reviewed on: 6th March 2026

Amazing experience

I have had a great experience with zopa they advise you of up coming payments and let you set a spend limit which I think is amazing Reviewed on: 6th March 2026

Great account easy to use and great savings options

Great account easy to use and great savings options Reviewed on: 6th March 2026

Easy to accommodate when you have had bad crediti

Easy to accommodate when you have had bad credit Reviewed on: 6th March 2026

Excellent service all round very helpful staff

Excellent service all round very helpful staff Reviewed on: 6th March 2026

Very easy to use , no worries if you don't understan...

Very easy to use , no worries if you don't understand , this service is for all people. Reviewed on: 6th March 2026

Friendly & polite staff

Excellent service friendly and polite staff would recommend to anyone Reviewed on: 6th March 2026

Very good

Very good experience nether had a problem Reviewed on: 6th March 2026

Very easy to use and always helped when I've had an...

Very easy to use and always helped when I've had an issue Reviewed on: 6th March 2026

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