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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 13th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

It just makes sense

Easy to apply for the card and excellent customer service. I use my zopa account as my main everyday spending. It is so convenient Reviewed on: 23rd April 2025

Great starter card to build credit rating up.

Great starter card to build credit rating up. Reviewed on: 23rd April 2025

Great service and friendly advisors

Great service and friendly advisors Reviewed on: 23rd April 2025

Application process

Very simple application process and response fast. Reviewed on: 23rd April 2025

It's been a smooth rise with Zopa so far.

It's been a smooth rise with Zopa so far. Not had any issues or reasons to complain. Reviewed on: 23rd April 2025

You Gotta Zopa!

Great user friendly app. Great rates on card. The customer service team are helpful. The app has great FAQs too. Reviewed on: 23rd April 2025

Great company and excellent staff

Great company and excellent staff Reviewed on: 23rd April 2025

Speedy and professional highly recommended Zopa for...

Speedy and professional highly recommended Zopa for credit card, loans and savings Reviewed on: 23rd April 2025

Experience

Very satisfying company to deal with Reviewed on: 23rd April 2025

How banking and managing credit cards should be.

How banking and managing credit cards should be. Effortless. Reviewed on: 23rd April 2025

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