Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Amazing credit card with lots of benefits

5
Amazing credit card with lots of benefits Reviewed on: 23rd April 2025

Great card

5
Easy to use app and overall good card Reviewed on: 23rd April 2025

Very good

5
Very good quick response app is great to use Reviewed on: 23rd April 2025

Very good credit card and customer serviee

5
Very good credit card and customer service Reviewed on: 23rd April 2025

Great product and great service.

5
Great product and great service. I would highly recommend Reviewed on: 23rd April 2025

Easy to manage my account and professional

5
Easy to manage my account and professional Reviewed on: 23rd April 2025

Excellent service and credit card and bank facilities

5
Excellent service and credit card and bank facilities Reviewed on: 23rd April 2025

Very easy to use and smooth process

5
Very easy to use and smooth process Reviewed on: 23rd April 2025

Good rates, helpful customer service.

5
Good rates, helpful customer service. I like the holiday savings option. Reviewed on: 23rd April 2025

Everything is excellent slick and easy would recomme...

5
Everything is excellent slick and easy would recommend to everyone Fantastic customer journey from start to finish Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products