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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

easy to set up.

easy to set up.. app is easy to follow Reviewed on: 8th March 2026

Zopa are the best

Always kept informed with the best advice at all times Reviewed on: 8th March 2026

I have never had any problems with zopa and it’s ver...

I have never had any problems with zopa and it’s very easy to pay via the app. Fantastic card no problems whatsoever. Reviewed on: 8th March 2026

Always informative, and.great app

Always informative, great app and easy to understand Reviewed on: 8th March 2026

Easy to use and monitor with the updates

Easy to use and monitor with the updates Reviewed on: 8th March 2026

Very easy professional and understanding

Very easy professional and understanding Reviewed on: 8th March 2026

Brilliant app, simple to use.

Brilliant app, simple to use. Kept well informed. Reviewed on: 8th March 2026

Great experience

Good experience and banking application Reviewed on: 8th March 2026

Great customer service , easy experience

Great customer service , easy experience Reviewed on: 8th March 2026

Zopa credit card is a god send

Since having Zopa credit card it’s been a god send and paying my monthly payment has never been easier! As someone who wasn’t the best with money it has helped me understand and manage it so much better! Reviewed on: 8th March 2026

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