Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43436 reviews)

View other Zopa products

4.94

Based on 43,436 reviews, last reviewed 9th Mar 2026

153200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is so easy and flexible with the payments many... Zopa is so easy and flexible with the payments many thanks guys and to the ladies Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43436)

I was starting over to build my credit and Zopa gave...

I was starting over to build my credit and Zopa gave me the opportunity to do that. I am very happy with them. Reviewed on: 6th March 2026

Zopa gave me a chance where many others refused.

Zopa gave me a chance where many others refused. Zopa gave me all the tools to enable me to rebuild myself after poor decisions when I was younger which meant I had awful credit history. Reviewed on: 6th March 2026

Great company and well designed App.

Great company and well designed App. Easy to use and manage the credit card. Reviewed on: 6th March 2026

Great app

Good service excellent communication snd and easy to use app Reviewed on: 6th March 2026

The application process was simple and quick.

The application process was simple and quick. Everything was very transparent. Reviewed on: 6th March 2026

Very efficient and helpful service and hopefully I’l...

Very efficient and helpful service and hopefully I’ll be able to get my credit score up Reviewed on: 6th March 2026

Zopa is the best credit card ever I have so...

Zopa is the best credit card ever I have so far Reviewed on: 6th March 2026

I had poor credit and I applied for Zopa credit card...

I had poor credit and I applied for Zopa credit card got expired and my credit score was poor now it's up because Zopa believe in me a big thank you Reviewed on: 6th March 2026

I have always been turned down for a credit card but...

I have always been turned down for a credit card but when I applied for a zopa credit card they said yes an I am very grateful as I do spend and I make payments have money to pay them back on the date due it gives you confidence to spend wisely Reviewed on: 6th March 2026

Always found Zopa to be a really good company.

Always found Zopa to be a really good company. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
All in One Credit Card
from Santander 3.32 from 19 reviews
Credit Card
from Ocean Finance 4.67 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5926 reviews
Smart Saver
from Zopa 4.94 from 8034 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub