Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

I like using my credit card, it's easy to use, it's...

5
I like using my credit card, it's easy to use, it's transparent and I like how it is. Reviewed on: 8th March 2026

Excellent company

5
Excellent communication, always keeps me informed Reviewed on: 8th March 2026

Easy pleasant set up.

5
Easy pleasant set up. Friendly experienced staff Reviewed on: 8th March 2026

Easy to use app, issues dealt with quickly

5
Easy to use app, issues dealt with quickly Reviewed on: 8th March 2026

Great service and support easy to use

5
Great service and support easy to use Reviewed on: 8th March 2026

Good professionalism and good customer service.

4
Good professionalism and good customer service. Reviewed on: 8th March 2026

Its just a nonsense card without any problems and do...

5
Its just a nonsense card without any problems and does exactly what I need. App is user friendly. Reviewed on: 8th March 2026

Friendly and great people will enjoy this service

5
Friendly and great people will enjoy this service Reviewed on: 8th March 2026

via the App info is very helpful easy to use.

5
It is very easy to understand spending via the App. Reviewed on: 8th March 2026

You was very helpful and trustworthy

5
You was very helpful and trustworthy Reviewed on: 8th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products