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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Straight forward simple credit card

5
Straight forward simple credit card Reviewed on: 23rd April 2025

It is very convenient to use the app and facilities...

5
It is very convenient to use the app and facilities Reviewed on: 23rd April 2025

Quick and easy to use card and top card back up thro...

5
Quick and easy to use card and top card back up through the app Reviewed on: 23rd April 2025

Fantastic the best from the rest

5
Fantastic the best from the rest Reviewed on: 23rd April 2025

Fantastic value credit card

5
The credit card interest rate is very reasonable, communication is clear and quick Reviewed on: 23rd April 2025

Knowledge

5
Knowledge was great understood everything Reviewed on: 23rd April 2025

Amazing experience.

5
Since joining Zopa it's been an amazing experience. Access to products, navigating the app is easy and seamless. Reviewed on: 23rd April 2025

Hassle free service, very professional

5
Hassle free service, very professional Reviewed on: 23rd April 2025

credit card limit uplift

5
good experience would say cred card limit uplift should come into play after 6months Reviewed on: 23rd April 2025

Excellent

5
Very professional service all ways keeping up to date with your account Reviewed on: 23rd April 2025

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