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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy to use with a well designed app

Very easy to use with a well designed app Reviewed on: 8th March 2026

Easy to use app. Highly recommend

Easy to use app. Excellent customer service . Highly recommend Reviewed on: 8th March 2026

Grateful to Zopa!

Zopa issued me with their credit card with no problem when other issuers refused. Gave me the advantage of fee-free spending abroad. I also opened a savings account with them where I keep the bulk of my savings. Reviewed on: 8th March 2026

Fast efficient brilliant customer service dedicated...

Fast efficient brilliant customer service dedicated team polite just makes me feel safe when dealing with my account wonderful service Reviewed on: 8th March 2026

Fantastic Service.

Fantastic Service. Everything went very smoothly. Excellent Website & App. Everything works as it should without problems. Reviewed on: 8th March 2026

It was a wonderful experience no fuss the best.

It was a wonderful experience no fuss the best. Reviewed on: 8th March 2026

Everything u want from a credit card

Easy application straight foward Reviewed on: 8th March 2026

Great bank

Easy to use, good interest rates and helpful Reviewed on: 8th March 2026

Excellent provider

Very fast service and an extremely easy and friendly app to use with live chat if you need help fast. Reviewed on: 8th March 2026

Easy to use, and to understand the app

Easy to use, and to understand the app Reviewed on: 8th March 2026

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