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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great service

5
They have given me a credit limit that isn't to big to deal with monthly and customer service is brilliant Reviewed on: 23rd April 2025

They have been open and honest, great communication...

5
They have been open and honest, great communication when needed. Reviewed on: 23rd April 2025

They gave me credit when I needed it with a low cred...

5
They gave me credit when I needed it with a low credit rating Reviewed on: 23rd April 2025

Amazing company with friendly customer service team

5
Zopa are a fantastic credit card company, for offering credit limits to help you improve your credit score Reviewed on: 23rd April 2025

Great Credit Card

5
Zopa has been really easy to use and the app is so user friendly. So far all my questions have been answered and it even gives tips on how you can monitor your spending and ways to improve your credit score. Reviewed on: 23rd April 2025

, my experience has been outstanding

5
, my experience has been outstanding Reviewed on: 23rd April 2025

Good company

5
Eru good company helps you build your credit score Reviewed on: 23rd April 2025

Best customer service

5
Very easy to set up. Easy to operate account online. Best online credit card for customer services. Love my Zopa account. Reviewed on: 23rd April 2025

Great product with app.

5
Great product with app. Good rates and easy to use. Reviewed on: 23rd April 2025

I have really nice experience with zopa

5
I have really nice experience with zopa Reviewed on: 23rd April 2025

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