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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use app.

Easy to use app. Biscuit account is brilliant Reviewed on: 8th March 2026

Great service

Excellent service for myself and the the app is easy to use and the credit score service is a big help to me Reviewed on: 8th March 2026

I think that it is really good experience with zopa.

I think that it is really good experience with zopa. I am really satisfied with zopa bank. Reviewed on: 8th March 2026

Great customer service.

Great customer service. Easy to use. App great to use. Excellent service received Reviewed on: 8th March 2026

Very good quick transaction s easy site to use

Very good quick transaction s easy site to use Reviewed on: 8th March 2026

Great servce for new customer.

I am a new customer. My journey to get the card was smooth all the way till I received it within a short period of time. Most of the service is automated and one's needs are catered for before the neccesity to call for help.. Reviewed on: 8th March 2026

Good start. I like. Experience

I very good like, my credit card using. Reviewed on: 8th March 2026

great support and help to build credit

great support and help to build credit Reviewed on: 8th March 2026

Always there to help with support

Always there to help with support Reviewed on: 8th March 2026

Great experience with Zopa.. Fast and reliable.

Great experience with Zopa.. Devisions os fast and simple and money are quick to send in the bank.All are well explained on line. Reviewed on: 8th March 2026

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