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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great company to work with, staff so efficient and t...

Great company to work with, staff so efficient and there to help when needed. Reviewed on: 23rd April 2025

Great for credit building, excellent app to help yo...

Great for credit building, excellent app to help you manage your spending Reviewed on: 23rd April 2025

I found the Zopa experience very good actually bothe...

I found the Zopa experience very good actually bother to check font just offer credit increases based on tenure monthly updates on your eligibility is also fantastic. Reviewed on: 23rd April 2025

Do not use..

Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025

Responsible with great Customer Service

Whenever I have needed to contact Zopa I have always felt valued as a customer and understood. My experiences with Zopa have always been found to be responsible and understanding. Reviewed on: 23rd April 2025

Good excellent service.

Good excellent service. Keeps you informed when payment is due Reviewed on: 23rd April 2025

Good to use the credit card

Good to use the credit card. In my personal experience 10 out of 10. Reviewed on: 23rd April 2025

They gave me a credit card with a decent credit limi...

They gave me a credit card with a decent credit limit when no one else would. Thanks to Zopa I have increased my credit score too. Reviewed on: 23rd April 2025

So easy too use,. App is amazing

So easy too use,.love everything about them. Reviewed on: 23rd April 2025

They are far and excellent customer service helpful...

They are far and excellent customer service helpful and polite people Reviewed on: 23rd April 2025

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