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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Well done

5
Easy to use and great company Excellent interests Reviewed on: 23rd April 2025

Excellent service with care.

5
My experience has been excellent from smooth reach to the customer service who are willing to find resolution with politeness to helping manage the credit with cushion feature. It’s all awesome. Reviewed on: 23rd April 2025

Easy setup and early notice for payments excellent

5
Easy setup and early notice for payments excellent Reviewed on: 23rd April 2025

I have been using zopa very good service

5
I have been using zopa very good service Reviewed on: 23rd April 2025

Zopa has been excellent at supporting me with re pos...

5
Zopa has been excellent at supporting me with re possible lending. The app and payment systems is fantastic and I really feel like I am in control. The insights the app provides and the service they deliver are the best I have experienced with credit cards. Not clinical and sterile, but supportive - with information about my credit score, how to improve it, product eligibility etc. overall, whilst I was initially apprehensive about a credit card with what was an unknown internet company for me - it was a great choice and I’d be happy recommending to my family and friends. Great work. Reviewed on: 23rd April 2025

Good company

5
Easy application, great app and easy to use. Sensible credit limits Reviewed on: 23rd April 2025

Very good service and good value

5
Very good service and good value Reviewed on: 23rd April 2025

Great service great help when I need

5
Great service great help when I need Reviewed on: 23rd April 2025

Zopa makes life easier.

5
Zopa makes life easier.it very useful in daily life and providing good benefits to customers. Reviewed on: 23rd April 2025

Customer service very good

5
Never had any problems great friendly Reviewed on: 23rd April 2025

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