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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

clear ,precise,refreshing,clean.1

The layout is clear ,precise,refreshing,clean Reviewed on: 8th March 2026

The goat

Grate customer service and easy app to use Reviewed on: 8th March 2026

Good service ,easy to understand

Good service ,easy to understand Reviewed on: 7th March 2026

Fair still to come waiting for more

Fair still to come waiting for more Reviewed on: 7th March 2026

Excellent service and would recommend to my family a...

Excellent service and would recommend to my family and friends Reviewed on: 7th March 2026

Brilliant would 100% recommend use this provider

Brilliant would 100% recommend use this provider Reviewed on: 7th March 2026

Zopa help me out alot because when no one would give...

Zopa help me out alot because when no one would give me credit zopa did. Reviewed on: 7th March 2026

I have had no issues with zopa.

I have had no issues with customer service with Zopa or any problems with the card. Previously the only issue would be that you couldn’t add it to your Apple wallet but you can now so all good. Reviewed on: 7th March 2026

Always reliable and easy to work with

Always reliable and easy to work with Reviewed on: 7th March 2026

Helped with lower interest rates so repayments were...

Helped with lower interest rates so repayments were more affordable, helping to raise my credit score. Reviewed on: 7th March 2026

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