Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43442 reviews)

View other Zopa products

4.94

Based on 43,442 reviews, last reviewed 10th Mar 2026

153500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa worth having Not had a single not had a single problem with zopa since ive started with them been plane sailing Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43442)

Great easy to apply f and great to have in your purs...

Great easy to apply f and great to have in your purse as back up Reviewed on: 6th March 2026

Good card

They very careful with increases and saving options are good Reviewed on: 6th March 2026

I have alway had good severs and no plombles

I have alway had good severs and no plombles Reviewed on: 6th March 2026

vbrill ery good customer service, very easy to follow

very good customer service, very easy to follow Reviewed on: 6th March 2026

Quick decision making and prompt delivery of the card.

Quick decision making and prompt delivery of the card. Reviewed on: 6th March 2026

I had to deal with customer service during to verifi...

I had to deal with customer service during to verification issues and they were very helpful and supportive Reviewed on: 6th March 2026

Good card and nice and easy to use

Good card and nice and easy to use Reviewed on: 6th March 2026

Great company

Easy to apply card arrived quickly, I've had no issues Reviewed on: 6th March 2026

Amazing experience

I have had a great experience with zopa they advise you of up coming payments and let you set a spend limit which I think is amazing Reviewed on: 6th March 2026

Great account easy to use and great savings options

Great account easy to use and great savings options Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Credit card
from Zempler Bank 4.88 from 5175 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5927 reviews
Smart Saver
from Zopa 4.94 from 8035 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub