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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great card Great customer service

5
Great card Great customer service Reviewed on: 23rd April 2025

Very easy to apply and not trouble with anything goi...

4
Very easy to apply and not trouble with anything going forward Reviewed on: 23rd April 2025

Zopa credit card is very good and always come to my...

5
Zopa credit card is very good and always come to my rescue at the last minute with little or no interest whenever I paid on time Reviewed on: 23rd April 2025

Any problems are sorted asap by friendly staff

5
Any problems are sorted asap by friendly staff Reviewed on: 23rd April 2025

Zopa Card

3
Their interest rate is too high! They should consider reducing them? Reviewed on: 23rd April 2025

All good with Zopa

5
Everything about Zopa is user friendly and there is no difficulty in using the app. Thoroughly recommend Zopa to anyone and everyone. Reviewed on: 23rd April 2025

Good and fast service strong customer relation

5
Good and fast service strong customer relation Reviewed on: 23rd April 2025

Using Zopa Services

5
Using Zopa services has been like a breath of fresh air really good app to handle all your needs in one place. The credit card is really good as well Reviewed on: 23rd April 2025

Quick and effective

4
Good app and payment processing. Very quick to update balance Reviewed on: 23rd April 2025

Brilliant company.

5
Brilliant company. I had a poor credit score and Zopa gave me a chance. They’ve helped me build my score and manage my finances. Reviewed on: 23rd April 2025

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