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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

They have been very good to me and very helpful...

5
They have been very good to me and very helpful Reviewed on: 23rd April 2025

Outstanding experience, No Pitfalls

5
I have only had a reasonable experience, no pitfalls really. Their app is simple and has all the functions and features you would need without all the fluff. Reviewed on: 23rd April 2025

Best credit card no extra fee s easy to use just the...

5
Best credit card no extra fee s easy to use just the best credit card I've had Reviewed on: 23rd April 2025

Great customer service

5
Easy app good advice. Makes everything easy to keep an eye on things. Reviewed on: 23rd April 2025

Hassle free account, great app to manage account ex...

5
Hassle free account, great app to manage account excellent customer service Reviewed on: 23rd April 2025

Brilliant, first time I've been able to get a credit...

5
Brilliant, first time I've been able to get a credit card in years. Quick, simple application. All sorted within a few minutes Reviewed on: 23rd April 2025

Easy to use and have gotten my whole family to get c...

5
Easy to use and have gotten my whole family to get cards aswell Reviewed on: 23rd April 2025

Great app .

5
Great app .keeps you notified with products available. Regular updates Reviewed on: 23rd April 2025

Very easy and quick looking for a card

5
Very easy and quick to look for one card and opening one account Reviewed on: 23rd April 2025

Easy to use and payments many options

5
Easy to use and payments many options Reviewed on: 23rd April 2025

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