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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The Zopa Credit card

The Zopa Credit card is very useful when I travel abroad. Reviewed on: 7th March 2026

Zopa credit review

I’ve had no issues with Zopa the app makes it easier to make payments & see your balance as for credit increases not been with them to comment Reviewed on: 7th March 2026

Great communication and a great all round card.

Great communication and a great all round card. Would recommend. Reviewed on: 7th March 2026

really great bank

great service really helpful staff great app easy to use Reviewed on: 7th March 2026

I have always enjoyed using Zopa and all ways recomm...

I have always enjoyed using Zopa and all ways recommend the savings accounts as well Reviewed on: 7th March 2026

There's nobody better

Brilliant customer service and people who really care about your needs and personal circumstances. Reviewed on: 7th March 2026

The perfect all in one banking system

I love the way everything on the app is clear, transferring money is instant, bills are easily paid and your kept up to date. Everything runs seamless and the options open to you are numerous, from banking, to credit to loans to investments. Highly recommended. Reviewed on: 7th March 2026

It’s was a very good zoopa more help for me and I l...

It’s was a very good zoopa more help for me and I like it Reviewed on: 7th March 2026

Easy to manage credit card

Right from application stage through to managing my card and payments through the app everything has been so simple and straightforward. Reviewed on: 7th March 2026

Zopa is very efficient in handling any issues and th...

Zopa is very efficient in handling any issues and their services to customers are excellent Reviewed on: 7th March 2026

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