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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good and easy to see where you are with your money a...

Good and easy to see where you are with your money and payments. Reviewed on: 7th March 2026

Excellent service

Excellent service . Excellent app. Your account at your fingertips. Plenty of advice. Would recommend to anyone. Reviewed on: 7th March 2026

Easy application and excellent communication.

Easy application and excellent communication.Full updates given. Reviewed on: 7th March 2026

Life is simple with Zopa

Zopa is easy to use, keeps you up to date with regular emails about their services and your product. The app is quick easy and simple to use. Very easy to navigate through even my mum could use it. Reviewed on: 7th March 2026

Straightforward application, and within minute decis...

Straightforward application, and within minute decision! Reviewed on: 7th March 2026

Excellent customer service.

Excellent customer service.Always provide very helpful and clear concise service.Also provide service to meet your individual circumstances.Thank you. Reviewed on: 7th March 2026

Absolutely amazing service.

Absolutely amazing service. Zopa credit card is among the best credit cards services out there. Always looking out for me and helpful. Reviewed on: 7th March 2026

Simply stress free.

Simply stress free. Easy access and great staff Reviewed on: 7th March 2026

Easy to apply and so quick to apply and get a decision.

Easy to apply and so quick to apply and get a decision. So good to be able to use the card in your phone wallet before you receive the physical card. Very easy to see your balance within the app, when payments are due and how much. Reviewed on: 7th March 2026

Easy and quick application approved almost instantly.

Easy and quick application approved almost instantly. App is easy to navigate. Reminders and updates on a regular basis. Most definitely would recommend this card. Reviewed on: 7th March 2026

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