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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The service is excellent and bank i will recomend to...

The service is excellent and bank i will recomend to friends and family Reviewed on: 7th March 2026

Easy to use

Easy to use, payments simple and easy to do each money, credit cushion a very good idea Reviewed on: 7th March 2026

I Love Zopa It’s Been One Best Credit Cards I’ve Had.

I Love Zopa It’s Been One Best Credit Cards I’ve Had. Yours Faithfully MR SM. McDonald. Reviewed on: 7th March 2026

Really good experience

Really good experience and a great app Reviewed on: 7th March 2026

Very helpful and friendly.

Very helpful and friendly. Easy use of apps and very informative. Easy to apply for loans and credit card and offers credit limit 8ncrrases when appropriate without hassle Reviewed on: 7th March 2026

Great credit card provider and also had fantastic sa...

Great credit card provider and also had fantastic savings options. Everything is so simple and easy to use via the app. Reviewed on: 7th March 2026

My experience with Zopa was based on telephone conve...

My experience with Zopa was based on telephone conversations which I found very helpful and informative Reviewed on: 7th March 2026

An excellent service

An excellent service explained thoroughly before i started using the card. The interest rate is fantastic and has helped build my credit rating Reviewed on: 7th March 2026

Always polite and helpful .

Always polite and helpful .I was waiting for a refund on my credit card. They explained the process it put me at ease Reviewed on: 7th March 2026

ervice very helpful...

Interest notbto high customer service very helpful Reviewed on: 7th March 2026

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