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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Helpful service with some excellent products which I...

Helpful service with some excellent products which I have taken advantage of such as current account and credit card. Competitive rates and easy to understand terms and conditions. Reviewed on: 7th March 2026

Zopa has been brilliant

Zopa has been brilliant ever sin Reviewed on: 7th March 2026

recently used Zopa for a personal loan to consolidat...

recently used Zopa for a personal loan to consolidate some credit card debt (and a small home improvement project), and the experience was miles ahead of my traditional high-street bank. Reviewed on: 7th March 2026

Very good Zopa card working in my Apple Pay very eas...

Very good Zopa card working in my Apple Pay very easy to app Reviewed on: 7th March 2026

Best credit company by far!

I’ve had a credit card and loan from Zopa and it’s very hassle free Reviewed on: 7th March 2026

I love the constant financial advice they give, bal...

I love the constant financial advice they give, balance earning interest at the end of each month. I can see the growth of my little savings and ease in using their app and my credit card in now available in my apple ealket. Reviewed on: 7th March 2026

I had poor credit when I applied.

I had poor credit when I applied. Zopa gave me a chance and accepted me. I haven’t let you down and grateful to you. Reviewed on: 7th March 2026

Best experience so far. Zopa

Best experience so far and the customer service is excellent Reviewed on: 7th March 2026

Never had a problem with the service and they talk t...

Never had a problem with the service and they talk to you professionally great service from them all Reviewed on: 7th March 2026

Easy and simple

Easy and simple would recommend to family and friends Reviewed on: 7th March 2026

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