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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Professional excellent service

5
Professional friendly service from start to finish.. easy application with no hidden fees.no hard sell and full explanation of what your getting. Reviewed on: 23rd April 2025

Very informative re product always willing to help

5
Very informative re product always willing to help Reviewed on: 23rd April 2025

Perfect for me.

5
Perfect for me. Easy to understand app and informative when I need it. Reviewed on: 23rd April 2025

I had a poor credit rating, but with Zopa's help thi...

5
I had a poor credit rating, but with Zopa's help this is improving. Reviewed on: 23rd April 2025

Just easy to apply , no hassle regarding payments ,...

5
Just easy to apply , no hassle regarding payments , very good updates on products and offers, always sent by email as requested and just happy overall with the whole experience Reviewed on: 23rd April 2025

They helped me whenever i needed it and customer ser...

5
They helped me whenever i needed it and customer service has been great. Reviewed on: 23rd April 2025

I’ve been with the company for sometime I have a cre...

5
I’ve been with the company for sometime I have a credit card with them. I find them excellent and the service is excellent. I would recommend anybody to have a card of the company. Your sincerely George Tustin Reviewed on: 23rd April 2025

Voted1234

5
Great app and thanks for everything 123456789 Reviewed on: 23rd April 2025

Excellent customer service.

5
Excellent customer service. I'm a very satisfied customer. Reviewed on: 23rd April 2025

An incredibly versatile product

5
An incredibly versatile product, with an amazingly supportive and intuitive app which helps me track my spending while also allowing me to control it. Reviewed on: 23rd April 2025

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