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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43447 reviews)

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4.94

Based on 43,447 reviews, last reviewed 10th Mar 2026

153650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great customer service always happy to help and offe... Great customer service always happy to help and offer great customer service excellent security measures in place, easy to use app Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43447)

Great experience

It has been great experience so far Reviewed on: 6th March 2026

Fantastic service.

Fantastic service. Card arrived quickly. App works very well Reviewed on: 6th March 2026

Good service easy to navigate website

Good service easy to navigate website Reviewed on: 6th March 2026

Staff are friendly great help always there for u hel...

Staff are friendly great help always there for u helpful Reviewed on: 6th March 2026

Best card yet

Never had a problem with Zopa easy to use and the repayments are good also Reviewed on: 6th March 2026

I love it best ever credit card the customer service...

I love it best ever credit card the customer service, lovely people Reviewed on: 6th March 2026

Helpful, thank you

Helpful, good service. thank you Reviewed on: 6th March 2026

Credit score

Being accepted for a Zopa credit card has helped me to build my credit score Reviewed on: 6th March 2026

Easy card to keep up with and negotiate in plain Eng...

Easy card to keep up with and negotiate in plain English Reviewed on: 6th March 2026

App works very promptly and suited to my lifestyle

App works very promptly and suited to my lifestyle Reviewed on: 6th March 2026

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