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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great banking hassle free.

Great banking hassle free.Brilliant customer service Reviewed on: 7th March 2026

A good all round service

I always know where I am with my money and I know I will get good service and advice from the team Reviewed on: 7th March 2026

Easy for me to understand as i have had learning dif...

Easy for me to understand as i have had learning difficulties as a youngest Reviewed on: 7th March 2026

Great service and easy use of their zopa app

Great service and easy use of their zopa app Reviewed on: 7th March 2026

Fantastic bank who offers fantastic products.

Fantastic bank who offers fantastic products. Reviewed on: 7th March 2026

I think there are the best even if you have trouble...

I think there are the best even if you have trouble being late on a payment there so helpfull Reviewed on: 7th March 2026

Excellent service

Easy, reliable and efficient. Why not give a try? Reviewed on: 7th March 2026

good company to work with and my whole family love...

good company to work with and my whole family love it Reviewed on: 7th March 2026

Just very helpful and good communication

Just very helpful and good communication Reviewed on: 7th March 2026

Excellent after service easy to contact with any iss...

Excellent after service easy to contact with any issues Reviewed on: 7th March 2026

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