Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Affordable interest rate , easy to use , great custo...

Affordable interest rate , easy to use , great customer service care Reviewed on: 23rd April 2025

Good service

Good service app works well no issues Reviewed on: 23rd April 2025

cellent servise

They have proved me with excellent servise Reviewed on: 23rd April 2025

Very good company easy to get hold of and the intere...

Very good company easy to get hold of and the interest is low I would recommend to anyone Reviewed on: 23rd April 2025

Graeme Johns

Easy to use, easy to pay monthly and transfer money too. Plus also comes with a Bank Account, which is just as excellent. Reviewed on: 23rd April 2025

Very happy with the service I received from zopa

Very happy with the service I received from zopa Reviewed on: 23rd April 2025

Easy to use and very helpful service

Easy to use and very helpful service Reviewed on: 23rd April 2025

Best credit card

Zopa have been there when needed. 10/10 Reviewed on: 23rd April 2025

Low interest rates for people with financial problem...

Low interest rates for people with financial problems great customer service Reviewed on: 23rd April 2025

Web site & app easy to use even for me...

Web site & app easy to use even for me Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 3.94 from 19 reviews
Premier Credit Card
from HSBC 3.89 from 20 reviews
Platinum credit cards
from Barclaycard 3.87 from 313 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub