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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good company, excellent good company rates

Very good company, excellent rates Reviewed on: 7th March 2026

All good except the interest rate is a bit high.

All good except the interest rate is a bit high. Reviewed on: 7th March 2026

Zopa safe me exactly when I needed.

Zopa safe me exactly when I needed. Is like a friend who feel when you're in trouble and offer to help. Reviewed on: 7th March 2026

The easiest to use, no nonsense straight forward , l...

The easiest to use, no nonsense straight forward , literature is easy to understand Reviewed on: 7th March 2026

1st class

1st class always very helpful and cheerful Reviewed on: 7th March 2026

A very satisfied Zopa customer

Zopa provides a excellent service and your help line is extremely helpful Reviewed on: 7th March 2026

Good service overall and easy access.

Good service overall and easy access. Reviewed on: 7th March 2026

I’m a huge fan and would recommend it to anyone

I’m a huge fan and would recommend it to anyone Reviewed on: 7th March 2026

Very satisfying I am very happy and good experience

Very satisfying I am very happy and good experience Reviewed on: 7th March 2026

Since getting my credit card through Zopa, I have al...

Since getting my credit card through Zopa, I have always been delighted with the excellent customer service I have received ftom them and their mobile app is so easy to use and understand. I particulaly like it's Pay By Bank feature. Reviewed on: 7th March 2026

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