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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Best card I have!

5
I voted top marks for customer services because I haven’t had to use them. I can do everything I need to from the app! Reviewed on: 23rd April 2025

Great card, great service, easy to apply

5
Great card, great service, easy to apply Reviewed on: 23rd April 2025

I'm used my credit card in holiday in different coun...

5
I'm used my credit card in holiday in different countries and not charged any extra fees Reviewed on: 23rd April 2025

Great Zopa card

5
I have had my Zopa credit card for well over a year. Only hitch I encountered was a faulty card which was dealt with incredible speed.. I use my Zopa card more than my 4 other cards because of this service Reviewed on: 23rd April 2025

Zopa are fantastic

5
Zopa have made things really easy to understand my credit card balance statements and credit limit Reviewed on: 23rd April 2025

I have had no issues with zopa, in fact they have be...

5
I have had no issues with zopa, in fact they have been extremely good. Reviewed on: 23rd April 2025

Brilliant can’t recommend this enough

5
Brilliant can’t recommend this enough Reviewed on: 23rd April 2025

AMAzing customer service very helpful

5
AMAzing customer service very helpful Reviewed on: 23rd April 2025

Excellent credit card app is also easy to use Zopa o...

5
Excellent credit card app is also easy to use Zopa offers other products which some I have used all excellent Reviewed on: 23rd April 2025

Helpful and informative with a easy to use app

5
Helpful and informative with a easy to use app Reviewed on: 23rd April 2025

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