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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Quick efficient servi ice very helpful

Quick efficient servi ice very helpful Reviewed on: 7th March 2026

Excellent service even with disputed transactions.

Excellent service even with disputed transactions. Thank you so much Reviewed on: 7th March 2026

Best bank and credit card value for money

Best bank and credit card value for money Reviewed on: 7th March 2026

Fantaboulous

Really giving great services thanx to Zopa Reviewed on: 7th March 2026

Great Card and Service

Zopa is so easy to manage, I use it as and when, they always send you a reminder ahead of time. Any issues they will resolve asap. Love the card and service. Reviewed on: 7th March 2026

Very helpful and easy to deal with.

Very helpful and easy to deal with. Reviewed on: 7th March 2026

Best of the Best

Gave me a chance when no one else would, been grateful ever since Reviewed on: 7th March 2026

Good card provider been an all found good experience

Never had any issues all around good service Reviewed on: 7th March 2026

Always delivers, great service, would highly recommend

Always delivers, great service, would highly recommend Reviewed on: 7th March 2026

Easily the best !!

Easy and very friendly to deal with , such a blast of fresh air Reviewed on: 7th March 2026

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