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Zopa: Credit card reviews

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4.94
Based on 43,453 reviews, last reviewed 10th Mar 2026
153950% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Zopa's services from the App to customer services is... Zopa's services from the App to customer services is exceptional, second to none and interest rates very favourable indeed, can't fault Zopa on any le... Read more Reviewed on: 10th March 2026
Paul F's avatar
Paul F

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43453)

I have no complaints at all and wouldn't hesitate to...

5
I have no complaints at all and wouldn't hesitate to recommend you to all my friends and family thank you Reviewed on: 6th March 2026
Vernon 's avatar
Vernon

Helped with credit building and giving me a chance t...

5
Helped with credit building and giving me a chance to sort my finances Reviewed on: 6th March 2026
Simon f's avatar
Simon f

Brilliant, I would highly recommend this company .

5
Brilliant, I would highly recommend this company . I have credit cards and have never had any issue with them Reviewed on: 6th March 2026
Charlie p's avatar
Charlie p

Quick, simply done & informative

5
Quick, simply done & informative Reviewed on: 6th March 2026
Sarah s's avatar
Sarah s

No issues and used there service for years

5
Used zopa for a number of years and had any issues. App is so easy to use and very reliable. I would recommend Reviewed on: 6th March 2026
Rebecca's avatar
Rebecca

A good understanding of their clients

4
Rates could be a little bit lower, bur good customer service Reviewed on: 6th March 2026
LizW27 's avatar
LizW27

Easy to use, especially with the app

5
Easy to use, especially with the app Reviewed on: 6th March 2026
Holly M's avatar
Holly M

A quick and responsive credit card account.

5
A quick and responsive credit card account. Debits and credits are quick to post and refunds are just as quick. I am really pleased with Zopa and would recommend them to friends and family. Reviewed on: 6th March 2026
Dickie K's avatar
Dickie K

I contacted Zopa regarding strange activity on my ac...

5
I contacted Zopa regarding strange activity on my account, the agent that dealt with my enquiry was very efficient in sorting out the problem. I’ve had no other issues in dealing with Zopa, a good company to deal with. Reviewed on: 6th March 2026
Alan p's avatar
Alan p

Well done

4
Good experience and would like to recommend it to the wider public Reviewed on: 6th March 2026
Shah's avatar
Shah

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