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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Straight forward, easy to understand.

Straight forward, easy to understand.No problems dealing with accounting app, never needed customer services Reviewed on: 7th March 2026

Amazing card and service from the staff

Amazing card and service from the staff Reviewed on: 7th March 2026

Quick and great response

Quick and great response correct limit and full details shared Reviewed on: 7th March 2026

Amazing very useful and straight forward

Amazing very useful and straight forward Reviewed on: 7th March 2026

I love Zopa I have the Zopa biscuit and credit...

I love Zopa I have the Zopa biscuit and credit card Reviewed on: 7th March 2026

Excellent!

Excellent! That’s all I have to say. especially the app! Reviewed on: 7th March 2026

A new start and a new me

A very good service and quick response Reviewed on: 7th March 2026

Always friendly and helpful over the phone never had...

Always friendly and helpful over the phone never had a problem with my card Reviewed on: 7th March 2026

It easy to make payment Best

It easy to make payment the process of making payments to the credit been used is straightforward and simple Reviewed on: 7th March 2026

Just love my card

Just love my card I can purchase items and don’t have to worry Reviewed on: 7th March 2026

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