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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa, so good!

Zopa app is easy and accessible, payments are registered immediately, no waiting time before showing on the balance Reviewed on: 7th March 2026

Great credit card

Staff always helpful and always solve the problem if you have one Reviewed on: 7th March 2026

Zopa Bank ahead of otgers

Excellent service all round. Quick and easy application procedure with a quick response. Team professional, knowledgeable and courteous. Reviewed on: 7th March 2026

Great service

I have been with Zopa for years and never had any issues with there services. Reviewed on: 7th March 2026

Wonderful money experience

I have had wonderful money experience with Zopa paid of a loan in the past and have a bank acct with a credit card account with them now. Reviewed on: 7th March 2026

1st class

Excellent very versatile pleased with zopa Reviewed on: 7th March 2026

Very good also excellent customer service

Very good also excellent customer service Reviewed on: 7th March 2026

Found Zopa so easy to apply and the app is...

Found Zopa so easy to apply and the app is excellent Reviewed on: 7th March 2026

Easy to use app, great customer service.

Easy to use app, great customer service. Reviewed on: 7th March 2026

Great card easy to use and great app

Great card easy to use and great app Reviewed on: 7th March 2026

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