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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Everything runs very smoothly excellent customer ser...

Everything runs very smoothly excellent customer services and very helpful Reviewed on: 7th March 2026

I'm very estatic of the customer relation

I'm very estatic of the customer relation Reviewed on: 7th March 2026

I like how quick and easy it is to make repayments.

I like how quick and easy it is to make repayments. I also like how you can have cushion credit. Reviewed on: 7th March 2026

So helpful, quick and resposive

So helpful, quick and resposive to queries, even when making queries, their staff are so professional and always offer a solution Reviewed on: 7th March 2026

Great service no problems at all

Great service no problems at all Reviewed on: 7th March 2026

So flexible and easy to use

Its so easy to pay and receive money. I find it also wonderful that you can link you other accounts with Zopa Reviewed on: 7th March 2026

Good company, no problems.

Good company, no problems. I know how I stand with them. Reviewed on: 7th March 2026

Given Freedom of life.

I didn't have a brilliant credit rating but Zopa looked at me, my ability to pay and my current income and expenditure. Other companies have refused me credit but thankfully zopa allowed for the fact that my total income is at least £21000 per year. I am a retired older person and I have no intention of working again as I am enjoying my retirement and with Zopa backing it allows me to do the things I always wanted to. Reviewed on: 7th March 2026

Don review

Never had a bad experience.is very easy access Reviewed on: 7th March 2026

Best and helpful company

Best and helpful company to obtain a loan Reviewed on: 7th March 2026

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