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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Great service

Great service and a great looking card Reviewed on: 6th March 2026

help me out when I need it the most and gave me a ch...

help me out when I need it the most and gave me a chance to build my credit score when other companies won't not would recommend zopa bank to everyone easy to use app and very clear and easy to pay back and borrow when you need it took minutes to apply and got a quick decision card came early and was able to use as soon it was activated within the app fast and reliable Reviewed on: 6th March 2026

Apart from spending and paying you I haven’t had muc...

Apart from spending and paying you I haven’t had much dealings with you. Reviewed on: 6th March 2026

Ease of use with app, great customer service with he...

Ease of use with app, great customer service with helpful staff. Helpful updates and reminders. Reviewed on: 6th March 2026

Easy to use

Very easy to use no problems using the app and making payments Reviewed on: 6th March 2026

I am very happy with Zopa.

I have been very happy with Zopa their efficiency and excellent customer service is outstanding. I value Zopa very much. Reviewed on: 6th March 2026

Quick no hassle service easy to set up and use...

Quick no hassle service easy to set up and use Reviewed on: 6th March 2026

Really great experience.

Really great experience. Easy to use, clear and transparent. Highly recommend. Reviewed on: 6th March 2026

Great card ,clear app and now on Apple pay

Great card ,clear app and now on Apple pay Reviewed on: 6th March 2026

Had zopa before, brilliant company to use.

Had zopa before, brilliant company to use. Reviewed on: 6th March 2026

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