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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really good credit card account.

Really good credit card account. Get alerts when I’m nearing my limit, payment reminders. Good easy to use app. Reviewed on: 7th March 2026

Gives you everything you need in one place

The app platform is easy to navigate. Everything i need is easy to find and understand. No tricks and nothing to catch you out. Different services and offers too. Reviewed on: 7th March 2026

Easy monthly repayments.

Easy monthly repayments. Done via the app. Reminders of payment due dates Reviewed on: 7th March 2026

Other card providers could learn from Zopa!

Easy to apply for, excellent service, loads of additional information on the app, helps you manage your money really easily and all in all great experience. Reviewed on: 7th March 2026

Great for credit building

Great customer service is the best and app is really good for you Reviewed on: 7th March 2026

Easy to use

Easy to use - good clear advise and helpful staff when you need to call Reviewed on: 7th March 2026

Best service and clear communication

Best service and clear communication Reviewed on: 7th March 2026

A refreshing new approach to banking

Since opening this account just for savings I have moved on with a current account, loan account and now investments its brilliant and so friendly to use I have already recommended to others and they now have Zopa accounts Reviewed on: 7th March 2026

Simple app

Easy to use app and multiple payment methods Reviewed on: 7th March 2026

Excellent customer service.

Good interest rates! Good credit limit! Pay on time and no charges! Excellent customer service. Reviewed on: 7th March 2026

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