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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

It's been straight forward banking from day one easy...

5
It's been straight forward banking from day one easy to use and no complications absolutely brilliant, I would recommend to anyone Reviewed on: 23rd April 2025

Don't seem very useful when your wages are not in yo...

5
Don't seem very useful when your wages are not in your bank, you can use that paper things. Thank you very Reviewed on: 23rd April 2025

I love zopa, I have a credit card and loan, so easy...

5
I love zopa, I have a credit card and loan, so easy to apply and money in minutes Reviewed on: 23rd April 2025

Fantastic

5
Great service and apr fits my life Reviewed on: 23rd April 2025

Fast, helpful and understandable customer service, u...

5
Fast, helpful and understandable customer service, user-friendly application. Reviewed on: 23rd April 2025

Good experience

5
Good experience easy to configure app with a simple but effective user interface. Has all financial products in one space which makes my life so much easier. Reviewed on: 23rd April 2025

Perfect,ok

5
Everything about Zopa is perfect and good Reviewed on: 23rd April 2025

Never had a problem :)

5
Never had a problem brilliant app Reviewed on: 23rd April 2025

Excellent service and good customer support

5
Excellent service and good customer support Reviewed on: 23rd April 2025

Brilliant company to deal with

5
Very professional and so easy to connect and understand all financial details. Customer service is excellent. Would always recommend any one to review all products available Reviewed on: 23rd April 2025

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