Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Look at you

Zopa look at the person more than the credit score. Reviewed on: 7th March 2026

Professional and friendly service, very prompt, with...

Professional and friendly service, very prompt, with there decisions. I am a new customer and looking forward to a long relationship with Zopa.. Reviewed on: 7th March 2026

They have a wide range of products avaliable.

They have a wide range of products avaliable. What i find is that they have made them very user friendly and you don't need to be a financial wizard to understand. Thank you Zopa Reviewed on: 7th March 2026

Fantastic - the best provider by far

Fantastic - the best provider by far Reviewed on: 7th March 2026

Best customer service.

Best customer service. Always prompt to answer questions and look into issues Reviewed on: 7th March 2026

Perfect for everyone

Very good rates and bonuses, does more than any other credit card Reviewed on: 7th March 2026

love my zopa credit card it so easy to use and even...

love my zopa credit card it so easy to use and even easier to make payments Reviewed on: 7th March 2026

Happy with my account like that my credit goes up a...

Happy with my account like that my credit goes up allowing me more spending power Reviewed on: 7th March 2026

A great option

I have been very impressed with the company and have only had to use their customer service once, when my issue was resolved very promptly and painlessly Reviewed on: 7th March 2026

Its been very good and easy to manage

Its been very good and easy to manage Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.48 from 19 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews
Everyday credit cards
from Lloyds Bank 4.09 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub