Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to apply for and the app is easy as you can man...

Easy to apply for and the app is easy as you can manage all of your zopa accounts at once Reviewed on: 15th January 2025

Easy and simple!

Easy and simple! Great company that looks to help you! Reviewed on: 15th January 2025

I'have like the zopa card good excellent

I'have like the zopa card good excellent Reviewed on: 15th January 2025

Reliable and easy to use.

Reliable and easy to use.Great interest rates.Excellent all round. Reviewed on: 15th January 2025

Very good service no issues never had a problem with...

Very good service no issues never had a problem with them. Reviewed on: 15th January 2025

They were very helpful when I applied.

They were very helpful when I applied. The information they provided me with was clear and concise. Reviewed on: 15th January 2025

Easy to use helpful staff, good communication, app i...

Easy to use helpful staff, good communication, app is easy to use a couple of issues with fraud but resolved quickly Reviewed on: 15th January 2025

Ideal credit card to build credit score.

Ideal credit card to build credit score. Helped and listened Reviewed on: 15th January 2025

Highly Recommended

Easy to apply, oooba helpful with any queries.. very handy to have in reserve for a rainy day... easily managed with my app.. Reviewed on: 15th January 2025

Verry easy use app.

Verry easy use app. Can see all acounts in app to Reviewed on: 15th January 2025

Alternative products

Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Credit Card
from American Express 3.45 from 127 reviews
Everyday credit cards
from Lloyds Bank 4.09 from 68 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub