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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simple application process and fantastic app!

Really easy application process, the app is great and easy to use and customer service is 10/10! Reviewed on: 15th January 2025

Easy to use website

Easy to use website, new card arrived and activated with time scale given Reviewed on: 15th January 2025

Whole process very straight forward and very good cu...

Whole process very straight forward and very good customer services everything you need to know and more easy to use and very good app which allows you to see your spending and link other accounts tell you balances over other banks and cards so far impressed thanks zopa Reviewed on: 15th January 2025

Trustworthy credit card

Fast responses ,good credit options and excellent customer service Reviewed on: 15th January 2025

Easy to use. All credit should be this good.

Easy to use. Very helpful. Excellent rate of interest. No hassle. All credit should be this good. Reviewed on: 15th January 2025

Excellent service from application to receipt of my...

Excellent service from application to receipt of my card. Online payments through the app are easy to do and notifications of month end are received in plenty of time. Reviewed on: 15th January 2025

Good service, great limits, easy app to navigate, be...

Good service, great limits, easy app to navigate, being 68 I actually find it very simple to do, you do not need to be a tech wizard. Thumbs up from me Reviewed on: 15th January 2025

My goals

Very responsible lender helped me out after I had a major medical issue and got my life back on track Reviewed on: 15th January 2025

Zopa has been my good to go, it been a wonderful exp...

Zopa has been my good to go, it been a wonderful experience with them so far Reviewed on: 15th January 2025

Great experience never had a hustle to open

Great experience never had a hustle to open Reviewed on: 15th January 2025

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