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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good service, great limits, easy app to navigate, be...

Good service, great limits, easy app to navigate, being 68 I actually find it very simple to do, you do not need to be a tech wizard. Thumbs up from me Reviewed on: 15th January 2025

My goals

Very responsible lender helped me out after I had a major medical issue and got my life back on track Reviewed on: 15th January 2025

Zopa has been my good to go, it been a wonderful exp...

Zopa has been my good to go, it been a wonderful experience with them so far Reviewed on: 15th January 2025

Great experience never had a hustle to open

Great experience never had a hustle to open Reviewed on: 15th January 2025

Zopa is thereneed help with payments and v...

Zopa is there when you need help with payments and very easy to use Reviewed on: 15th January 2025

Everyone was enthusiastic when dealing directly give...

Everyone was enthusiastic when dealing directly given clear guidance and help where needed Reviewed on: 15th January 2025

They answer the phones quickly they get issues resol...

They answer the phones quickly they get issues resolves asap Reviewed on: 15th January 2025

Having the card helped me when i needed it, really g...

Having the card helped me when i needed it, really grateful. Having low credit scores can be difficult when your trying to gain trust after bad times Reviewed on: 15th January 2025

Very good payments are good would recommend to famil...

Very good payments are good would recommend to family and friends Reviewed on: 15th January 2025

They have been great it has really helped me especia...

They have been great it has really helped me especially when I have have had to pay for my service dog when she has needed help Reviewed on: 15th January 2025

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