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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Reliable and easy to use.

Reliable and easy to use.Great interest rates.Excellent all round. Reviewed on: 15th January 2025

Very good service no issues never had a problem with...

Very good service no issues never had a problem with them. Reviewed on: 15th January 2025

They were very helpful when I applied.

They were very helpful when I applied. The information they provided me with was clear and concise. Reviewed on: 15th January 2025

Easy to use helpful staff, good communication, app i...

Easy to use helpful staff, good communication, app is easy to use a couple of issues with fraud but resolved quickly Reviewed on: 15th January 2025

Ideal credit card to build credit score.

Ideal credit card to build credit score. Helped and listened Reviewed on: 15th January 2025

Highly Recommended

Easy to apply, oooba helpful with any queries.. very handy to have in reserve for a rainy day... easily managed with my app.. Reviewed on: 15th January 2025

Verry easy use app.

Verry easy use app. Can see all acounts in app to Reviewed on: 15th January 2025

Find Zopa very good value for money

Find Zopa very good value for money Reviewed on: 15th January 2025

Easy to use there banking app.

Easy to use there banking app. regular credit increases good APR Reviewed on: 15th January 2025

Straightforward banking app made easy.

It's a straightforward, easy banking app that literally guides you through every process and it's such an easy going friendly UI Reviewed on: 15th January 2025

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