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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Verry easy use app.

Verry easy use app. Can see all acounts in app to Reviewed on: 15th January 2025

Find Zopa very good value for money

Find Zopa very good value for money Reviewed on: 15th January 2025

Easy to use there banking app.

Easy to use there banking app. regular credit increases good APR Reviewed on: 15th January 2025

Straightforward banking app made easy.

It's a straightforward, easy banking app that literally guides you through every process and it's such an easy going friendly UI Reviewed on: 15th January 2025

Simple application process and fantastic app!

Really easy application process, the app is great and easy to use and customer service is 10/10! Reviewed on: 15th January 2025

Easy to use website

Easy to use website, new card arrived and activated with time scale given Reviewed on: 15th January 2025

Whole process very straight forward and very good cu...

Whole process very straight forward and very good customer services everything you need to know and more easy to use and very good app which allows you to see your spending and link other accounts tell you balances over other banks and cards so far impressed thanks zopa Reviewed on: 15th January 2025

Trustworthy credit card

Fast responses ,good credit options and excellent customer service Reviewed on: 15th January 2025

Easy to use. All credit should be this good.

Easy to use. Very helpful. Excellent rate of interest. No hassle. All credit should be this good. Reviewed on: 15th January 2025

Excellent service from application to receipt of my...

Excellent service from application to receipt of my card. Online payments through the app are easy to do and notifications of month end are received in plenty of time. Reviewed on: 15th January 2025

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