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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa provide excellent custpmer service, and has a v...

Zopa provide excellent custpmer service, and has a very easygoing app. Reviewed on: 15th January 2025

Easy to apply for and the app is easy as you can man...

Easy to apply for and the app is easy as you can manage all of your zopa accounts at once Reviewed on: 15th January 2025

Easy and simple!

Easy and simple! Great company that looks to help you! Reviewed on: 15th January 2025

I'have like the zopa card good excellent

I'have like the zopa card good excellent Reviewed on: 15th January 2025

Reliable and easy to use.

Reliable and easy to use.Great interest rates.Excellent all round. Reviewed on: 15th January 2025

Very good service no issues never had a problem with...

Very good service no issues never had a problem with them. Reviewed on: 15th January 2025

They were very helpful when I applied.

They were very helpful when I applied. The information they provided me with was clear and concise. Reviewed on: 15th January 2025

Easy to use helpful staff, good communication, app i...

Easy to use helpful staff, good communication, app is easy to use a couple of issues with fraud but resolved quickly Reviewed on: 15th January 2025

Ideal credit card to build credit score.

Ideal credit card to build credit score. Helped and listened Reviewed on: 15th January 2025

Highly Recommended

Easy to apply, oooba helpful with any queries.. very handy to have in reserve for a rainy day... easily managed with my app.. Reviewed on: 15th January 2025

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