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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to talk too and sort out any problems

Easy to talk too and sort out any problems Reviewed on: 15th January 2025

Great credit provider.

Great credit provider...would highly recommend. It was easy to apply and very informative. Reviewed on: 15th January 2025

So easy to use and direct debit goes through on...

So easy to use and direct debit goes through on time Reviewed on: 15th January 2025

Very good and great at responding

Very good and great at responding Reviewed on: 15th January 2025

Great Company

Gave me the chance to build my credit score, always helpful & knowledgeable Reviewed on: 15th January 2025

Smooth service

Zopa was fast and their terms were clear Reviewed on: 15th January 2025

Zopa provide excellent custpmer service, and has a v...

Zopa provide excellent custpmer service, and has a very easygoing app. Reviewed on: 15th January 2025

Easy to apply for and the app is easy as you can man...

Easy to apply for and the app is easy as you can manage all of your zopa accounts at once Reviewed on: 15th January 2025

Easy and simple!

Easy and simple! Great company that looks to help you! Reviewed on: 15th January 2025

I'have like the zopa card good excellent

I'have like the zopa card good excellent Reviewed on: 15th January 2025

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