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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great experience from start to finish.

Great experience from start to finish. Liked Zopa app and service provided. Reviewed on: 15th January 2025

Easy app to navigate and clear communication

Easy app to navigate and clear communication Reviewed on: 15th January 2025

Easy to apply and great on-line app

Easy to apply and good rates of interest. App is simple to use and transaction notifications keep me secure. Thr initial 0% offer was excellent. Reviewed on: 15th January 2025

hassle free application, prompt service.

hassle free application, prompt service. Reviewed on: 15th January 2025

Been great having the zopa card really helps, thanks.

Been great having the zopa card really helps, thanks. Reviewed on: 15th January 2025

ZOPA MAGIC

Easy to pay ,app easy to use great value Reviewed on: 15th January 2025

Brillgreat

Just straight taking to the point Reviewed on: 15th January 2025

Help me so well and good card to go with and excelle...

Help me so well and good card to go with and excellent lender Reviewed on: 15th January 2025

Very good reliable and less interest rate for even w...

Very good reliable and less interest rate for even with bad credit history Reviewed on: 15th January 2025

Excellent

Great 1st time card great support and good credit limit Reviewed on: 15th January 2025

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