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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Brillgreat

Just straight taking to the point Reviewed on: 15th January 2025

Help me so well and good card to go with and excelle...

Help me so well and good card to go with and excellent lender Reviewed on: 15th January 2025

Very good reliable and less interest rate for even w...

Very good reliable and less interest rate for even with bad credit history Reviewed on: 15th January 2025

Excellent

Great 1st time card great support and good credit limit Reviewed on: 15th January 2025

Easy to talk too and sort out any problems

Easy to talk too and sort out any problems Reviewed on: 15th January 2025

Great credit provider.

Great credit provider...would highly recommend. It was easy to apply and very informative. Reviewed on: 15th January 2025

So easy to use and direct debit goes through on...

So easy to use and direct debit goes through on time Reviewed on: 15th January 2025

Very good and great at responding

Very good and great at responding Reviewed on: 15th January 2025

Great Company

Gave me the chance to build my credit score, always helpful & knowledgeable Reviewed on: 15th January 2025

Smooth service

Zopa was fast and their terms were clear Reviewed on: 15th January 2025

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