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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa it's a great am Whit fast answer

Zopa it's a great am Whit fast answer Reviewed on: 15th January 2025

Always good communication, easy to use and understan...

Always good communication, easy to use and understand app. Great service. Reviewed on: 15th January 2025

One of the best credit card, really simple to unders...

One of the best credit card, really simple to understand how it works, vary helpful the help line, you can use it all around the world whit out problem. Reviewed on: 15th January 2025

Straightforward and transparent.

It was a very transparent and straightforward experience. Reviewed on: 15th January 2025

Great experience from start to finish.

Great experience from start to finish. Liked Zopa app and service provided. Reviewed on: 15th January 2025

Easy app to navigate and clear communication

Easy app to navigate and clear communication Reviewed on: 15th January 2025

Easy to apply and great on-line app

Easy to apply and good rates of interest. App is simple to use and transaction notifications keep me secure. Thr initial 0% offer was excellent. Reviewed on: 15th January 2025

hassle free application, prompt service.

hassle free application, prompt service. Reviewed on: 15th January 2025

Been great having the zopa card really helps, thanks.

Been great having the zopa card really helps, thanks. Reviewed on: 15th January 2025

ZOPA MAGIC

Easy to pay ,app easy to use great value Reviewed on: 15th January 2025

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