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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good experience, very happy with the service

Very good experience, very happy with the service Reviewed on: 15th January 2025

I’ve never had any problems with Zopa and their inte...

I’ve never had any problems with Zopa and their interests rates aren’t sky high like most credit cards Reviewed on: 15th January 2025

They are very good at helping pzopa is greateople

They are very good at helping people Reviewed on: 15th January 2025

Brilliant card great customer service so easy to use

Brilliant card great customer service so easy to use Reviewed on: 15th January 2025

My experience with Zopa Bank was very smooth and exc...

My experience with Zopa Bank was very smooth and exceptionally adorable. I am very grateful for the Zopa credit card, the timing was perfect. Reviewed on: 15th January 2025

Been a zopla customer for years.and never been any p...

Been a zopla customer for years and never been any problems. Reviewed on: 15th January 2025

Zopa it's a great am Whit fast answer

Zopa it's a great am Whit fast answer Reviewed on: 15th January 2025

Always good communication, easy to use and understan...

Always good communication, easy to use and understand app. Great service. Reviewed on: 15th January 2025

One of the best credit card, really simple to unders...

One of the best credit card, really simple to understand how it works, vary helpful the help line, you can use it all around the world whit out problem. Reviewed on: 15th January 2025

Straightforward and transparent.

It was a very transparent and straightforward experience. Reviewed on: 15th January 2025

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