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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The credit card in da best moment

The credit card in da best moment Reviewed on: 15th January 2025

Sin Excellent ..

Since I've had too planner, it's been very useful for my day today. Use of Vine and paying my bills and buy my food. Thank you. Reviewed on: 15th January 2025

I think Zopa let you use your credit card responsibl...

I think Zopa let you use your credit card responsibly,that way you don't get yourself in to much debt. And the app is perfect to keep on top of your account Reviewed on: 15th January 2025

Zopaly Fab

Great service, easy to use. Great way to control your finances Reviewed on: 15th January 2025

Easy to manage, easy to use, great company

Easy to manage, easy to use, great company Reviewed on: 15th January 2025

Zopa credit card is fantastic!

Zopa credit card is fantastic! Low fees, excellent rewards, and a user-friendly app make managing finances simple and stress-free. Reviewed on: 15th January 2025

No issues very informative easy to use

No issues very informative easy to use Reviewed on: 15th January 2025

I would highly recommend you as you have been excell...

I would highly recommend you as you have been excellent with me and a big help Reviewed on: 15th January 2025

Excellent service and quality company

Excellent service and quality company Reviewed on: 15th January 2025

They're well experienced customer services.

They're well experienced customer services. Reviewed on: 15th January 2025

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