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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

No issues very informative easy to use

No issues very informative easy to use Reviewed on: 15th January 2025

I would highly recommend you as you have been excell...

I would highly recommend you as you have been excellent with me and a big help Reviewed on: 15th January 2025

Excellent service and quality company

Excellent service and quality company Reviewed on: 15th January 2025

They're well experienced customer services.

They're well experienced customer services. Reviewed on: 15th January 2025

Very good experience, very happy with the service

Very good experience, very happy with the service Reviewed on: 15th January 2025

I’ve never had any problems with Zopa and their inte...

I’ve never had any problems with Zopa and their interests rates aren’t sky high like most credit cards Reviewed on: 15th January 2025

They are very good at helping pzopa is greateople

They are very good at helping people Reviewed on: 15th January 2025

Brilliant card great customer service so easy to use

Brilliant card great customer service so easy to use Reviewed on: 15th January 2025

My experience with Zopa Bank was very smooth and exc...

My experience with Zopa Bank was very smooth and exceptionally adorable. I am very grateful for the Zopa credit card, the timing was perfect. Reviewed on: 15th January 2025

Been a zopla customer for years.and never been any p...

Been a zopla customer for years and never been any problems. Reviewed on: 15th January 2025

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