Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great experience Truely amazing and helpful too

Great experience Truely amazing and helpful too Reviewed on: 15th January 2025

Enjoying being with them

Since joining never had a problem Reviewed on: 15th January 2025

Was recommended at 1st and experience has matched re...

Was recommended at 1st and experience has matched recommendations Reviewed on: 15th January 2025

Easy to apply and great starter credit

Easy to apply and great starter credit Reviewed on: 15th January 2025

The credit card in da best moment

The credit card in da best moment Reviewed on: 15th January 2025

Sin Excellent ..

Since I've had too planner, it's been very useful for my day today. Use of Vine and paying my bills and buy my food. Thank you. Reviewed on: 15th January 2025

I think Zopa let you use your credit card responsibl...

I think Zopa let you use your credit card responsibly,that way you don't get yourself in to much debt. And the app is perfect to keep on top of your account Reviewed on: 15th January 2025

Zopaly Fab

Great service, easy to use. Great way to control your finances Reviewed on: 15th January 2025

Easy to manage, easy to use, great company

Easy to manage, easy to use, great company Reviewed on: 15th January 2025

Zopa credit card is fantastic!

Zopa credit card is fantastic! Low fees, excellent rewards, and a user-friendly app make managing finances simple and stress-free. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.22 from 561 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Credit card
from Yonder 4.97 from 950 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub