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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Godd service

Godd service and easy to use.My favorite credit card Reviewed on: 15th January 2025

Great and simple!

Great and simple! Easy to use and simple systems. Reviewed on: 15th January 2025

The truth

Been an easy experience from Day 1 Reviewed on: 15th January 2025

I've enjoyed my journey with zopa a brilliant compan...

I've enjoyed my journey with zopa a brilliant company and very efficient in what they do .if your thinking of signing up don't think twice a just do it you won't be sorry that's for sure 10 out of 10 ... Reviewed on: 15th January 2025

Zopa offered me a credit card even though my credit...

Zopa offered me a credit card even though my credit score wasn’t great and thus helped me out massively. The application process was smooth and efficient as I received my card quickly and the app is user friendly when making payments. Reviewed on: 15th January 2025

Everything from start of application to customer ser...

Everything from start of application to customer service has been first class. Reviewed on: 15th January 2025

Happy days

Very good , fast . Very good experience Reviewed on: 15th January 2025

Efficiency!

Efficient and prompt responses. Clear and concise communication by email and via the app. Reviewed on: 15th January 2025

Very helpful and easy to apply kept updated through...

Very helpful and easy to apply kept updated throughout Reviewed on: 15th January 2025

I’ve not had my card for very long and I’ve not had...

I’ve not had my card for very long and I’ve not had to contact customer service as yet but I’m pleased with my experience with Zopa so far Reviewed on: 15th January 2025

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