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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Happy days

Very good , fast . Very good experience Reviewed on: 15th January 2025

Efficiency!

Efficient and prompt responses. Clear and concise communication by email and via the app. Reviewed on: 15th January 2025

Very helpful and easy to apply kept updated through...

Very helpful and easy to apply kept updated throughout Reviewed on: 15th January 2025

I’ve not had my card for very long and I’ve not had...

I’ve not had my card for very long and I’ve not had to contact customer service as yet but I’m pleased with my experience with Zopa so far Reviewed on: 15th January 2025

Pick this credit card

It's the most user friendly app of the other credit lenders I've used, really clear and simple to find information for example account details pin and credit cushion so you won't be using more than you want. I've not had to use any customer services so far due to how simple the app is. Reviewed on: 15th January 2025

Very easy and simple to use.

Very easy and simple to use. Very straightforward as well. Reviewed on: 15th January 2025

Excellent service excellent rate

Excellent service excellent rate Reviewed on: 15th January 2025

They were excellent and efficient did not give you m...

They were excellent and efficient did not give you more than you could afford and give regular updates Reviewed on: 15th January 2025

Zopa have been brilliant they are a great credit car...

Zopa have been brilliant they are a great credit card company . Reviewed on: 15th January 2025

The first I approached Zopa online, received excelle...

The first I approached Zopa online, received excellent responses and satisfactory attentions and my demands were met. I will surely recommend Zopa to anyone. Reviewed on: 15th January 2025

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