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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great app.

Great app. Easy to use. Website also easy to navigate. Reviewed on: 15th January 2025

Great card everything easy to do

Great card everything easy to do Reviewed on: 15th January 2025

I can use any time, perfect for me.

I can use any time, perfect for me. Reviewed on: 15th January 2025

Difficult to increase the limit

I always use this available limit a lot and I pay on time, I have my accounts connected but I have not received any limit increase, already on my other Marbles Card credit card that I have for seven months I have already received two limit increases. Reviewed on: 15th January 2025

Rob’sReveiw

Have been there for me since day one. Updates and notifications are spot on . Reviewed on: 15th January 2025

Zopa is excellent the interest is less than other cr...

Zopa is excellent the interest is less than other credit card. Its easy to use and more convenient Reviewed on: 15th January 2025

New to Zopa really helpful , better than some of the...

New to Zopa really helpful , better than some of the other companies I’ve dealt with Reviewed on: 15th January 2025

They were there when I needed help fantastic service...

They were there when I needed help fantastic service very helpful they upped my limit giving me more freedom to treat and also to get some bills sorted Reviewed on: 15th January 2025

Easy to use the app.

Easy to use the app. Excellent customer service. Reviewed on: 15th January 2025

Rebuilding

I am rebuilding my credit score and Zopa have helped hugely Reviewed on: 15th January 2025

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