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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

New to Zopa really helpful , better than some of the...

New to Zopa really helpful , better than some of the other companies I’ve dealt with Reviewed on: 15th January 2025

They were there when I needed help fantastic service...

They were there when I needed help fantastic service very helpful they upped my limit giving me more freedom to treat and also to get some bills sorted Reviewed on: 15th January 2025

Easy to use the app.

Easy to use the app. Excellent customer service. Reviewed on: 15th January 2025

Rebuilding

I am rebuilding my credit score and Zopa have helped hugely Reviewed on: 15th January 2025

Godd service

Godd service and easy to use.My favorite credit card Reviewed on: 15th January 2025

Great and simple!

Great and simple! Easy to use and simple systems. Reviewed on: 15th January 2025

The truth

Been an easy experience from Day 1 Reviewed on: 15th January 2025

I've enjoyed my journey with zopa a brilliant compan...

I've enjoyed my journey with zopa a brilliant company and very efficient in what they do .if your thinking of signing up don't think twice a just do it you won't be sorry that's for sure 10 out of 10 ... Reviewed on: 15th January 2025

Zopa offered me a credit card even though my credit...

Zopa offered me a credit card even though my credit score wasn’t great and thus helped me out massively. The application process was smooth and efficient as I received my card quickly and the app is user friendly when making payments. Reviewed on: 15th January 2025

Everything from start of application to customer ser...

Everything from start of application to customer service has been first class. Reviewed on: 15th January 2025

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