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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good credit card emails sent on a regular basis to t...

Good credit card emails sent on a regular basis to tell you all about there new and existing promotions easy to talk to someone if required. Reviewed on: 15th January 2025

Awesome very quick, helping build my credit score

Awesome very quick, helping build my credit score Reviewed on: 15th January 2025

Great for building credit and helping for people wit...

Great for building credit and helping for people with low credit score Reviewed on: 15th January 2025

EXCELLENT SERVICE

Excellent service, better than a high street bank. Reviewed on: 15th January 2025

Great app.

Great app. Easy to use. Website also easy to navigate. Reviewed on: 15th January 2025

Great card everything easy to do

Great card everything easy to do Reviewed on: 15th January 2025

I can use any time, perfect for me.

I can use any time, perfect for me. Reviewed on: 15th January 2025

Difficult to increase the limit

I always use this available limit a lot and I pay on time, I have my accounts connected but I have not received any limit increase, already on my other Marbles Card credit card that I have for seven months I have already received two limit increases. Reviewed on: 15th January 2025

Rob’sReveiw

Have been there for me since day one. Updates and notifications are spot on . Reviewed on: 15th January 2025

Zopa is excellent the interest is less than other cr...

Zopa is excellent the interest is less than other credit card. Its easy to use and more convenient Reviewed on: 15th January 2025

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