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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very impressed with the bank, easy and simple to use...

Very impressed with the bank, easy and simple to use Reviewed on: 15th January 2025

I have had an amazing experience with Zopa.

I have had an amazing experience with Zopa. The credit card is very useful and offers great service. Reviewed on: 15th January 2025

So so good no hustle everything went smoothly from s...

So so good no hustle everything went smoothly from start to finish Reviewed on: 15th January 2025

The services rendered by Zopa is second to none.

The services rendered by Zopa is second to none. Reviewed on: 15th January 2025

Very helpful

Zopa has a very good customer service team very helpful and very knowledgeable about their product Reviewed on: 15th January 2025

Reliable and easy

I go on app get any information about my account, Very easy to operate and safe Reviewed on: 15th January 2025

Good credit card emails sent on a regular basis to t...

Good credit card emails sent on a regular basis to tell you all about there new and existing promotions easy to talk to someone if required. Reviewed on: 15th January 2025

Awesome very quick, helping build my credit score

Awesome very quick, helping build my credit score Reviewed on: 15th January 2025

Great for building credit and helping for people wit...

Great for building credit and helping for people with low credit score Reviewed on: 15th January 2025

EXCELLENT SERVICE

Excellent service, better than a high street bank. Reviewed on: 15th January 2025

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