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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa offer competitive rates on their cards

Zopa offer competitive rates on their cards Reviewed on: 15th January 2025

It's been pleasant no pressure and easy to navigate

It's been pleasant no pressure and easy to navigate Reviewed on: 15th January 2025

Easy credit card

Easy to deal with customer service, which don't really need as they text and email all the information you need Reviewed on: 15th January 2025

Hassleno

Have no hassle everything is easy to do which at my age is welcoming Reviewed on: 15th January 2025

Very impressed with the bank, easy and simple to use...

Very impressed with the bank, easy and simple to use Reviewed on: 15th January 2025

I have had an amazing experience with Zopa.

I have had an amazing experience with Zopa. The credit card is very useful and offers great service. Reviewed on: 15th January 2025

So so good no hustle everything went smoothly from s...

So so good no hustle everything went smoothly from start to finish Reviewed on: 15th January 2025

The services rendered by Zopa is second to none.

The services rendered by Zopa is second to none. Reviewed on: 15th January 2025

Very helpful

Zopa has a very good customer service team very helpful and very knowledgeable about their product Reviewed on: 15th January 2025

Reliable and easy

I go on app get any information about my account, Very easy to operate and safe Reviewed on: 15th January 2025

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