Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service always friendly and polite

Excellent service always friendly and polite Reviewed on: 15th January 2025

Very good service no complaints ,very helpful and ef...

Very good service no complaints ,very helpful and efficient Reviewed on: 15th January 2025

Very easy to deal with excellent customer care and s...

Very easy to deal with excellent customer care and service very reasonable rates the app is very easy to use and statements made very clear to understand Reviewed on: 15th January 2025

Very nice customer services.

Very nice customer services. Always got the answer quickly. Reviewed on: 15th January 2025

Zopa app and bank account Very good app, easy to use.

Very good app, easy to use. Bank account just what I needed after having a high street bank for 30+ years who pulled out of town. So why have an account with a high street bank who ain’t there, might as well use a specialist internet bank. So bank account and credit card are excellent. Reviewed on: 15th January 2025

Really great help ..

Really great help when you need it, staff are always very helpful and supportive highly recommend this card Reviewed on: 15th January 2025

Zopa offer competitive rates on their cards

Zopa offer competitive rates on their cards Reviewed on: 15th January 2025

It's been pleasant no pressure and easy to navigate

It's been pleasant no pressure and easy to navigate Reviewed on: 15th January 2025

Easy credit card

Easy to deal with customer service, which don't really need as they text and email all the information you need Reviewed on: 15th January 2025

Hassleno

Have no hassle everything is easy to do which at my age is welcoming Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Credit card
from ASDA Money 3.12 from 110 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub