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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

My Zopa account

Always transparent and accurate information given... timely reminders... good interest rates Reviewed on: 15th January 2025

Excellent customer service, ease of use and value fo...

Excellent customer service, ease of use and value for money Reviewed on: 15th January 2025

An innovation in lending.

An innovation in lending. always on the ball. Never let its customers down and a pleasure to be a customer of yours. Everything is so straightforward and hassle free. Great all round service. It’s helped me no end. Reviewed on: 15th January 2025

Great service easy to use app simple process

Great service easy to use app simple process Reviewed on: 15th January 2025

Excellent service always friendly and polite

Excellent service always friendly and polite Reviewed on: 15th January 2025

Very good service no complaints ,very helpful and ef...

Very good service no complaints ,very helpful and efficient Reviewed on: 15th January 2025

Very easy to deal with excellent customer care and s...

Very easy to deal with excellent customer care and service very reasonable rates the app is very easy to use and statements made very clear to understand Reviewed on: 15th January 2025

Very nice customer services.

Very nice customer services. Always got the answer quickly. Reviewed on: 15th January 2025

Zopa app and bank account Very good app, easy to use.

Very good app, easy to use. Bank account just what I needed after having a high street bank for 30+ years who pulled out of town. So why have an account with a high street bank who ain’t there, might as well use a specialist internet bank. So bank account and credit card are excellent. Reviewed on: 15th January 2025

Really great help ..

Really great help when you need it, staff are always very helpful and supportive highly recommend this card Reviewed on: 15th January 2025

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