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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

New credit card

Got the credit card without any bother and a good credit limit. The app is easy to use and keep a track of everything. Reviewed on: 15th January 2025

Excellent communication.

Excellent communication. I always know how my finances are with Zopa. Reviewed on: 15th January 2025

Easy to apply.

Easy to apply..no stress..auick answers ..have not got the best credit rating..but took me on Reviewed on: 15th January 2025

A brilliant credit card.

I've never had a problem with my card. The app is so easy to use to find out my balance and minimum payment and payment date. They only give you a credit limit you can afford. Reviewed on: 15th January 2025

The Zopa Card

I cannot rate this card highly enough and the customer support is 1st class plus the card can be used almost anywhere Reviewed on: 15th January 2025

Customer service good always polite and helpful

Customer service good always polite and helpful Reviewed on: 15th January 2025

My Zopa account

Always transparent and accurate information given... timely reminders... good interest rates Reviewed on: 15th January 2025

Excellent customer service, ease of use and value fo...

Excellent customer service, ease of use and value for money Reviewed on: 15th January 2025

An innovation in lending.

An innovation in lending. always on the ball. Never let its customers down and a pleasure to be a customer of yours. Everything is so straightforward and hassle free. Great all round service. It’s helped me no end. Reviewed on: 15th January 2025

Great service easy to use app simple process

Great service easy to use app simple process Reviewed on: 15th January 2025

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