Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great service provided the whole way throughout the...

Great service provided the whole way throughout the process from applying to receiving the card. Clear communication from start to finish. I Recommend to all and my family too Reviewed on: 15th January 2025

Smooth easy application with a credit limit to suit

Smooth easy application with a credit limit to suit Reviewed on: 15th January 2025

Brilliant good company

Very good I’m very happy easy to make payment Reviewed on: 15th January 2025

Arrived very quick after filling application form on...

Arrived very quick after filling application form on line easy to negotiate app easy to use excellent service no problems changing my pin number all round a good service Reviewed on: 15th January 2025

New credit card

Got the credit card without any bother and a good credit limit. The app is easy to use and keep a track of everything. Reviewed on: 15th January 2025

Excellent communication.

Excellent communication. I always know how my finances are with Zopa. Reviewed on: 15th January 2025

Easy to apply.

Easy to apply..no stress..auick answers ..have not got the best credit rating..but took me on Reviewed on: 15th January 2025

A brilliant credit card.

I've never had a problem with my card. The app is so easy to use to find out my balance and minimum payment and payment date. They only give you a credit limit you can afford. Reviewed on: 15th January 2025

The Zopa Card

I cannot rate this card highly enough and the customer support is 1st class plus the card can be used almost anywhere Reviewed on: 15th January 2025

Customer service good always polite and helpful

Customer service good always polite and helpful Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.92 from 18 reviews
Credit card
from Zempler Bank 4.89 from 5818 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub