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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa Card

All my interactions with Zopa so far have been very good Reviewed on: 15th January 2025

I find this Credit Card an excellent product.

I find this Credit Card an excellent product. The app is easy to navigate,and the communication by txt or email is very good regarding offers and new products. Reviewed on: 15th January 2025

Responding

Any issues they are there to respond to couldn’t ask for anything else Reviewed on: 15th January 2025

Processing was quick.

Processing was quick. Provided clear information. Reviewed on: 15th January 2025

In zopa we can find a bank in it rather than a credi...

In zopa we can find a bank in it rather than a credit card and track your credit score. These things I like most in Zopa Reviewed on: 15th January 2025

Very good credit card and very friendly

Very good credit card and very friendly Reviewed on: 15th January 2025

Great service provided the whole way throughout the...

Great service provided the whole way throughout the process from applying to receiving the card. Clear communication from start to finish. I Recommend to all and my family too Reviewed on: 15th January 2025

Smooth easy application with a credit limit to suit

Smooth easy application with a credit limit to suit Reviewed on: 15th January 2025

Brilliant good company

Very good I’m very happy easy to make payment Reviewed on: 15th January 2025

Arrived very quick after filling application form on...

Arrived very quick after filling application form on line easy to negotiate app easy to use excellent service no problems changing my pin number all round a good service Reviewed on: 15th January 2025

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