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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great credit card provider

Easy to use app, very clear instructions and how to check balance or make a payment Reviewed on: 15th January 2025

Excellent all round service and the App.

Excellent all round service and the App. Is wasy to Navigate. Reviewed on: 15th January 2025

Zopa is with the best rates %

Zopa credit card gave me what I was looking for and their customer service very genuine.They helped me put my worry in side. Reviewed on: 15th January 2025

The app is quick and easy to use, customer service i...

The app is quick and easy to use, customer service is spot on. Reviewed on: 15th January 2025

Brilliant .

I have had nothing but a pleasant time with Zopa I use there app all the time Reviewed on: 15th January 2025

Really great deals

Really great deals at fantastic rates without extortionate rate hikes Reviewed on: 15th January 2025

It's there when I need it there is no hassle on Inte...

It's there when I need it there is no hassle on Internet Reviewed on: 15th January 2025

The card and app are very flexible to use.

The card and app are very flexible to use. Repayment is seamless Reviewed on: 15th January 2025

I use Zopa credit card this is best credit card and...

I use Zopa credit card this is best credit card and easy to use Reviewed on: 15th January 2025

Mega company to deal with very happy customer

Mega company to deal with very happy customer Reviewed on: 15th January 2025

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