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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Affordable and very easy to use app.

Affordable and very easy to use app.. what more can you ask. Would absolutely recommend to friends and family Reviewed on: 15th January 2025

App easy to use, offer great value, offer different...

App easy to use, offer great value, offer different stuff than normal cards like loans, bank accounts Reviewed on: 15th January 2025

Quick and easy application and good app

Quick and easy application and good app Reviewed on: 15th January 2025

A Valuable Product

I have been with Zopa credit card over a year now.I am very happy. I introduced this card to my friend who is enjoying it as well happily. I will recommend it all the way. Reviewed on: 15th January 2025

Great credit card provider

Easy to use app, very clear instructions and how to check balance or make a payment Reviewed on: 15th January 2025

Excellent all round service and the App.

Excellent all round service and the App. Is wasy to Navigate. Reviewed on: 15th January 2025

Zopa is with the best rates %

Zopa credit card gave me what I was looking for and their customer service very genuine.They helped me put my worry in side. Reviewed on: 15th January 2025

The app is quick and easy to use, customer service i...

The app is quick and easy to use, customer service is spot on. Reviewed on: 15th January 2025

Brilliant .

I have had nothing but a pleasant time with Zopa I use there app all the time Reviewed on: 15th January 2025

Really great deals

Really great deals at fantastic rates without extortionate rate hikes Reviewed on: 15th January 2025

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