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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great simple to use, with 5star security.

Great simple to use, with 5star security. Easy limit and real-time balance. Many additional offers and services, such as alt. Bank Account Reviewed on: 15th January 2025

Second to none so far.

So far I’ve not had any problems regarding my account with Zopa. My experience has been excellent. Reviewed on: 15th January 2025

Very easy to use great app easy to pay I would recom...

Very easy to use great app easy to pay I would recommend to all Reviewed on: 15th January 2025

Easy to set up and no hassle with communication and...

Easy to set up and no hassle with communication and transactions Reviewed on: 15th January 2025

CARD NUMBER 1

THE OPTIONS FOR USING THIS CARD ARE VERY GOOD , I LIKE VERY MUCH , I WISH SUCCESS IN EVERYTHING YOU DO . Reviewed on: 15th January 2025

Zopa have been very helpful.

Zopa have been very helpful. And I like the fact that it work with Apple Pay and have there own visa account Reviewed on: 15th January 2025

Affordable and very easy to use app.

Affordable and very easy to use app.. what more can you ask. Would absolutely recommend to friends and family Reviewed on: 15th January 2025

App easy to use, offer great value, offer different...

App easy to use, offer great value, offer different stuff than normal cards like loans, bank accounts Reviewed on: 15th January 2025

Quick and easy application and good app

Quick and easy application and good app Reviewed on: 15th January 2025

A Valuable Product

I have been with Zopa credit card over a year now.I am very happy. I introduced this card to my friend who is enjoying it as well happily. I will recommend it all the way. Reviewed on: 15th January 2025

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