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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I am very statisfied I trust and recommend it, it he...

I am very statisfied I trust and recommend it, it heped a lot Reviewed on: 15th January 2025

I am pleased with Zopa the interest is low thank...

I am pleased with Zopa the interest is low thank you Reviewed on: 15th January 2025

Very helpful.

Very helpful. Pleased with the service Reviewed on: 15th January 2025

im very happy for Zopa credit card because it is ver...

im very happy for Zopa credit card because it is very easy to use and it help me a lot Reviewed on: 15th January 2025

Very happy with service

Very easy application. Kept up to date on everything. Very happy Reviewed on: 15th January 2025

Kathy's pm

Good friendly service always willing to help Reviewed on: 15th January 2025

It was very nice having zopa card it helped me a lo...

It was very nice having zopa card it helped me a lot when I really really needed money they came through for me Reviewed on: 15th January 2025

Extremely helpful and efficient.

Extremely helpful and efficient. Reviewed on: 15th January 2025

Good service

I’ve had no problems as yet if I need help, they are there to help me if no problems Reviewed on: 15th January 2025

Easy to use

Just started and finding it easy to use with no problem so far Reviewed on: 15th January 2025

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