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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

A Zopa card makes my life a breeze

My Zopa credit card I’ve found sure makes life a lot easier for me. It’s future proof, and useful, and with excellent customer service and easy to use app makes this card a must have package. Reviewed on: 15th January 2025

Easy to manage my finances.

Easy to manage my finances. Very excellent service Reviewed on: 15th January 2025

Excellent

Good all round credit card not had any issues. Definitely recommend. Reviewed on: 15th January 2025

Very straightforward and easy to set up

Very straightforward and easy to set up Reviewed on: 15th January 2025

Excellent Care

Never had any issues or problems unlike other banks.Great services Reviewed on: 15th January 2025

Originally looked at Zopa for balance transfers beca...

Originally looked at Zopa for balance transfers because their rates were better than others but also found their purchase rates to be better than the average. Reviewed on: 15th January 2025

Superb service

I was happy to be accepted I’ve had nothing but good experiences with Zopa Reviewed on: 15th January 2025

Easy to apply and card delivered in good time, I wou...

Easy to apply and card delivered in good time, I would definitely recommend to family and friends Reviewed on: 15th January 2025

aivis888

everthing excelent!!!!!i will continiu used Reviewed on: 15th January 2025

Easy to use.

Easy to use. Very helpful customers service. Reviewed on: 15th January 2025

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