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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa have made things so much easier for me to manag...

Zopa have made things so much easier for me to manage everything happening at the moment Reviewed on: 15th January 2025

Great and straight forward customer care.

Great and straight forward care. Zopa makes customers feel comfortable and confident in the product Reviewed on: 15th January 2025

Easy going people.

Just a great easy experience. Amazing bank. Reviewed on: 15th January 2025

My experience is very smooth i love to spent everyda...

My experience is very smooth i love to spent everyday and quickly pay back Reviewed on: 15th January 2025

A Zopa card makes my life a breeze

My Zopa credit card I’ve found sure makes life a lot easier for me. It’s future proof, and useful, and with excellent customer service and easy to use app makes this card a must have package. Reviewed on: 15th January 2025

Easy to manage my finances.

Easy to manage my finances. Very excellent service Reviewed on: 15th January 2025

Excellent

Good all round credit card not had any issues. Definitely recommend. Reviewed on: 15th January 2025

Very straightforward and easy to set up

Very straightforward and easy to set up Reviewed on: 15th January 2025

Excellent Care

Never had any issues or problems unlike other banks.Great services Reviewed on: 15th January 2025

Originally looked at Zopa for balance transfers beca...

Originally looked at Zopa for balance transfers because their rates were better than others but also found their purchase rates to be better than the average. Reviewed on: 15th January 2025

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