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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Quick and easy app to use

Quick and easy app to use and easy to install Reviewed on: 15th January 2025

Zopa a Great Service

Easy to use, great service and support from Zopa. I would recommend it every time Reviewed on: 15th January 2025

Gives a chance to improve your credit score with sen...

Gives a chance to improve your credit score with sensible credit limits Reviewed on: 15th January 2025

Zopa is very good in all aspects ,small suggestion i...

Zopa is very good in all aspects ,small suggestion is to increase credit limit fastly based usage and regular payments Reviewed on: 15th January 2025

Very good service and easy to pay abroad, happy use...

Very good service and easy to pay abroad, happy use again. Reviewed on: 15th January 2025

Easiest application, fast decision and ease of use i...

Easiest application, fast decision and ease of use is superb Reviewed on: 15th January 2025

Zopa have made things so much easier for me to manag...

Zopa have made things so much easier for me to manage everything happening at the moment Reviewed on: 15th January 2025

Great and straight forward customer care.

Great and straight forward care. Zopa makes customers feel comfortable and confident in the product Reviewed on: 15th January 2025

Easy going people.

Just a great easy experience. Amazing bank. Reviewed on: 15th January 2025

My experience is very smooth i love to spent everyda...

My experience is very smooth i love to spent everyday and quickly pay back Reviewed on: 15th January 2025

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