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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Informative

Informative and caring with a great deal of transparency. Reviewed on: 15th January 2025

Easy to use on the app.

Easy to use on the app. Customer service good Reviewed on: 15th January 2025

I have found Zopa to offer excellent value for money...

I have found Zopa to offer excellent value for money and service. They keep me informed and up to date on my account. Reviewed on: 15th January 2025

Easy application process

Very easy loan process and funds paid same day. I was able to repay early and got money refunded! Competitive rates too. Also have a credit card and again the application process was easy. Highly recommend. Reviewed on: 15th January 2025

Quick and easy app to use

Quick and easy app to use and easy to install Reviewed on: 15th January 2025

Zopa a Great Service

Easy to use, great service and support from Zopa. I would recommend it every time Reviewed on: 15th January 2025

Gives a chance to improve your credit score with sen...

Gives a chance to improve your credit score with sensible credit limits Reviewed on: 15th January 2025

Zopa is very good in all aspects ,small suggestion i...

Zopa is very good in all aspects ,small suggestion is to increase credit limit fastly based usage and regular payments Reviewed on: 15th January 2025

Very good service and easy to pay abroad, happy use...

Very good service and easy to pay abroad, happy use again. Reviewed on: 15th January 2025

Easiest application, fast decision and ease of use i...

Easiest application, fast decision and ease of use is superb Reviewed on: 15th January 2025

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