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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant customer service care.

Brilliant customer service care. So easy to use app. Would give 10 stars if I could.. Reviewed on: 15th January 2025

Exactly what I need.

Exactly what I need, and so easy to apply and accepted immediately. Reviewed on: 15th January 2025

All my experience has been excellent with them

All my experience has been very good, excellent with the support and the rate, I’ll recommended 100%. Reviewed on: 15th January 2025

Nice card I would definitely recommend it to my fami...

Nice card I would definitely recommend it to my family and my friends Reviewed on: 15th January 2025

Was very easy to apply very fast response, quick dec...

Was very easy to apply very fast response, quick decision, the app is great very easy to use with all the relevant information, all round very good credit card, would recommend. Reviewed on: 15th January 2025

Great efficient bank

Great app easy to use efficient bank Reviewed on: 15th January 2025

Excellent customer service, fair rates

Excellent customer service, fair rates Reviewed on: 15th January 2025

Easy to manage accounts

Very flexible service. Easy to access your accounts on the go or at home via the app or website. Good rates and offers. Reviewed on: 15th January 2025

Amazing service .

Really brilliant service and offers . Reviewed on: 15th January 2025

Easy to use never had a problem

Easy to use never had a problem Reviewed on: 15th January 2025

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