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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent customer service, fair rates

Excellent customer service, fair rates Reviewed on: 15th January 2025

Easy to manage accounts

Very flexible service. Easy to access your accounts on the go or at home via the app or website. Good rates and offers. Reviewed on: 15th January 2025

Amazing service .

Really brilliant service and offers . Reviewed on: 15th January 2025

Easy to use never had a problem

Easy to use never had a problem Reviewed on: 15th January 2025

Credit score excellent service

I have been trying to improve my credit score and Zopa have helped me out with this. A great company. Reviewed on: 15th January 2025

Fast hassle free service.

Fast hassle free service. Easy to use app that keeps track of your expenses and monthly payments. Reviewed on: 15th January 2025

I like the way I am kept up to date with my spending...

I like the way I am kept up to date with my spending and there is lots of early information so nothing last minute this way it is easy to keep on top of things Reviewed on: 15th January 2025

Can’t fault it, brilliant service

Can’t fault it, brilliant service Reviewed on: 15th January 2025

Easy to use and great offers.

Easy to use and great offers. Worth recommending to friends and family Reviewed on: 15th January 2025

Brilliant service helped me get through tough times

Brilliant service helped me get through tough times Reviewed on: 15th January 2025

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