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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

opened my account very easily without any problems w...

opened my account very easily without any problems which gave me great confidence Reviewed on: 15th January 2025

Simple and effective

Simple and effective. Does what needs to be it to do. Reviewed on: 15th January 2025

Zopa is so easy to deal with.

Zopa is so easy to deal with. My account is linked to my debit card and I can make extra top ups really easily. The app is brilliant, always works, see everything at a glance. Reviewed on: 15th January 2025

Fantastic card

Great experience all round . Great card great service and helpful Reviewed on: 15th January 2025

Brilliant customer service care.

Brilliant customer service care. So easy to use app. Would give 10 stars if I could.. Reviewed on: 15th January 2025

Exactly what I need.

Exactly what I need, and so easy to apply and accepted immediately. Reviewed on: 15th January 2025

All my experience has been excellent with them

All my experience has been very good, excellent with the support and the rate, I’ll recommended 100%. Reviewed on: 15th January 2025

Nice card I would definitely recommend it to my fami...

Nice card I would definitely recommend it to my family and my friends Reviewed on: 15th January 2025

Was very easy to apply very fast response, quick dec...

Was very easy to apply very fast response, quick decision, the app is great very easy to use with all the relevant information, all round very good credit card, would recommend. Reviewed on: 15th January 2025

Great efficient bank

Great app easy to use efficient bank Reviewed on: 15th January 2025

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