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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I have been with Zopa a long time aplication was eas...

I have been with Zopa a long time aplication was easy and it’s very handy to have Reviewed on: 15th January 2025

Edvardas Pavembrauskas

I got your credit card only month ago and i could to use very easy, I could to use cash machine and shopping. I'm very happy and thank you so much. Reviewed on: 15th January 2025

Process was quick and easy, the app is very easy to...

Process was quick and easy, the app is very easy to use and you know where you are at all times which helps manage your limit etc Reviewed on: 15th January 2025

Very swift response .Fantastic work

Very swift response .Fantastic work Reviewed on: 15th January 2025

Easy to use card.

Easy to use card. Nice artwork and security. App is good to check over . Never had to use customer service but I know they are there if needed Reviewed on: 15th January 2025

I have nothing but a good experience

I have nothing but a good experience Reviewed on: 15th January 2025

opened my account very easily without any problems w...

opened my account very easily without any problems which gave me great confidence Reviewed on: 15th January 2025

Simple and effective

Simple and effective. Does what needs to be it to do. Reviewed on: 15th January 2025

Zopa is so easy to deal with.

Zopa is so easy to deal with. My account is linked to my debit card and I can make extra top ups really easily. The app is brilliant, always works, see everything at a glance. Reviewed on: 15th January 2025

Fantastic card

Great experience all round . Great card great service and helpful Reviewed on: 15th January 2025

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