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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always easy to use the app no problem

Always easy to use the app no problem Reviewed on: 15th January 2025

very helpful thank you

Very good very informative couldn’t fault anything will definitely share my experience with zopa with friends and family and hope it continues to grow and improve very impressive Reviewed on: 15th January 2025

Love the app all the info you need is available...

Love the app all the info you need is available Reviewed on: 15th January 2025

Great experience

Great experience, good and trustworthy copany Reviewed on: 15th January 2025

Cannot fault Zopa for anything so far.

Cannot fault Zopa for anything so far. App is very easy to navigate and gives you access to all of Zopa's other products. Reviewed on: 15th January 2025

FAST AND EASY

Quick and easy to use, no problems atall Reviewed on: 15th January 2025

professional

professional and fairly rated . well done! Reviewed on: 15th January 2025

No issue with this credit card company has been bril...

No issue with this credit card company has been brilliant so far Reviewed on: 15th January 2025

Great credit card to help me rebuild my credit score.

Great credit card to help me rebuild my credit score. Other credit cards wanted a much higher apr or charge cards. Reviewed on: 15th January 2025

Thoroughly professional

Ease of use, excellent customer service and thoroughly professional Reviewed on: 15th January 2025

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