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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

professional

professional and fairly rated . well done! Reviewed on: 15th January 2025

No issue with this credit card company has been bril...

No issue with this credit card company has been brilliant so far Reviewed on: 15th January 2025

Great credit card to help me rebuild my credit score.

Great credit card to help me rebuild my credit score. Other credit cards wanted a much higher apr or charge cards. Reviewed on: 15th January 2025

Thoroughly professional

Ease of use, excellent customer service and thoroughly professional Reviewed on: 15th January 2025

I have been with Zopa a long time aplication was eas...

I have been with Zopa a long time aplication was easy and it’s very handy to have Reviewed on: 15th January 2025

Edvardas Pavembrauskas

I got your credit card only month ago and i could to use very easy, I could to use cash machine and shopping. I'm very happy and thank you so much. Reviewed on: 15th January 2025

Process was quick and easy, the app is very easy to...

Process was quick and easy, the app is very easy to use and you know where you are at all times which helps manage your limit etc Reviewed on: 15th January 2025

Very swift response .Fantastic work

Very swift response .Fantastic work Reviewed on: 15th January 2025

Easy to use card.

Easy to use card. Nice artwork and security. App is good to check over . Never had to use customer service but I know they are there if needed Reviewed on: 15th January 2025

I have nothing but a good experience

I have nothing but a good experience Reviewed on: 15th January 2025

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