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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa is the easiest card to use and manage improves...

Zopa is the easiest card to use and manage improves credit rating and helps manage money the credit cushion function helps control the utilisation and have that little bit for an emergency should you need it. Excellent customer service and always keeping you upto date on offers and eligibility. Reviewed on: 15th January 2025

Simple, just simple

Easy company to deal with. Good comunication Reviewed on: 15th January 2025

Easy to use and good communication

Easy to use and good communication Reviewed on: 15th January 2025

Had no problems with my zopa card

Had no problems with my zopa card Reviewed on: 15th January 2025

Always easy to use the app no problem

Always easy to use the app no problem Reviewed on: 15th January 2025

very helpful thank you

Very good very informative couldn’t fault anything will definitely share my experience with zopa with friends and family and hope it continues to grow and improve very impressive Reviewed on: 15th January 2025

Love the app all the info you need is available...

Love the app all the info you need is available Reviewed on: 15th January 2025

Great experience

Great experience, good and trustworthy copany Reviewed on: 15th January 2025

Cannot fault Zopa for anything so far.

Cannot fault Zopa for anything so far. App is very easy to navigate and gives you access to all of Zopa's other products. Reviewed on: 15th January 2025

FAST AND EASY

Quick and easy to use, no problems atall Reviewed on: 15th January 2025

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