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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Credit Card

Easy and convienient app to access and manage my account. Regular updates via email to remind to make payments. Reviewed on: 15th January 2025

App is easy to use and keep up to date

App is easy to use and keep up to date Reviewed on: 15th January 2025

Excellent customer service at all times

Excellent customer service at all times Reviewed on: 15th January 2025

The credit card was offered to me as a very suitable...

The credit card was offered to me as a very suitable tool to improve my credit score Reviewed on: 15th January 2025

The app is so simple

The app is so simple use .Very easy to apply for the credit card. Really like that you get a message every time you use the card .helps me a lot because you know what you are spending. Over all just a brilliant card any app very pleased Reviewed on: 15th January 2025

Faultless service straight forward handy app clearly...

Faultless service straight forward handy app clearly laid out Reviewed on: 15th January 2025

The help and careful explanation made it easy to und...

The help and careful explanation made it easy to understand and made you feel comfortable Reviewed on: 15th January 2025

The best

Quick service easy procedure Everything excellent Reviewed on: 15th January 2025

Great service always professional and polite, always...

Great service always professional and polite, always when needed Reviewed on: 15th January 2025

Straight forward thinking,everything is in place to...

Straight forward thinking,everything is in place to help Reviewed on: 15th January 2025

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