Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very happy with them

Excellent service very understanding customer service , glad I got this card Reviewed on: 15th January 2025

Really good customer service and very helpful

Really good customer service and very helpful Reviewed on: 15th January 2025

Great credit card provider

II am delighted with Zopa credit card services. An application process for credit card was fast and easy. Zopa offered a good credit limit. Managing your payments via the App is quick and straightforward process. After several months Zopa offers to increase your credit limit. If you need any help, Customer services Team is ready to help. Great Customer, Accounts and IT Services. I will recommend Zopa to my family, friends and colleagues. Reviewed on: 15th January 2025

I have never had any problems with Zopa everything I...

I have never had any problems with Zopa everything I need to know is on the app Reviewed on: 15th January 2025

It my first time to get Zopa Credit card.

It my first time to get Zopa Credit card. I really happy about it because I get help all the time when I need it. Also, I can use my card every were. I never get any probleme. Reviewed on: 15th January 2025

Excellent service all round.

Excellent service all round. Great app, easy to navigate and find what information I need. I have not had any issues at all with Zopa credit card. Reviewed on: 15th January 2025

Very much God and I can as well introduce to my frie...

Very much God and I can as well introduce to my friends and family Reviewed on: 15th January 2025

Is very helpful to have this card convenient to use...

Is very helpful to have this card convenient to use everywhere. Reviewed on: 15th January 2025

Great easy to use app easy to make payments

Great easy to use app easy to make payments Reviewed on: 15th January 2025

Zopa Credit card is my go to card .

I’ve been using Zopa Credit card for last 6 months and it my go to card . The app is easy to use and making payments not only are easy but payments come off immediately. So you have an instant balance after payment. Which other credit cards don’t always do. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 3.50 from 127 reviews
Freedom Rewards Credit Card
from Barclaycard 3.94 from 62 reviews
Credit card
from M&S Bank - Marks and Spencer 3.70 from 206 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub