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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very much God and I can as well introduce to my frie...

Very much God and I can as well introduce to my friends and family Reviewed on: 15th January 2025

Is very helpful to have this card convenient to use...

Is very helpful to have this card convenient to use everywhere. Reviewed on: 15th January 2025

Great easy to use app easy to make payments

Great easy to use app easy to make payments Reviewed on: 15th January 2025

Zopa Credit card is my go to card .

I’ve been using Zopa Credit card for last 6 months and it my go to card . The app is easy to use and making payments not only are easy but payments come off immediately. So you have an instant balance after payment. Which other credit cards don’t always do. Reviewed on: 15th January 2025

Great Credit Card

Easy and convienient app to access and manage my account. Regular updates via email to remind to make payments. Reviewed on: 15th January 2025

App is easy to use and keep up to date

App is easy to use and keep up to date Reviewed on: 15th January 2025

Excellent customer service at all times

Excellent customer service at all times Reviewed on: 15th January 2025

The credit card was offered to me as a very suitable...

The credit card was offered to me as a very suitable tool to improve my credit score Reviewed on: 15th January 2025

The app is so simple

The app is so simple use .Very easy to apply for the credit card. Really like that you get a message every time you use the card .helps me a lot because you know what you are spending. Over all just a brilliant card any app very pleased Reviewed on: 15th January 2025

Faultless service straight forward handy app clearly...

Faultless service straight forward handy app clearly laid out Reviewed on: 15th January 2025

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